Lsw Annuities

Annuity Withdrawal Request - Login
(This form not to be used for 403(b) or 457 Annuities) A. Owner Information Owner/Plan/Trust Name: Policy/Certificate Number: Southwest (LSW), Addison, TX and their affiliates. Each company of National Life Group is solely responsible for its own ... Visit Document

30 % Life Insurance Company of the Southwest™ Experience Life ® For Single Premium Deferred Indexed Annuities Consumer Guide Get Guaranteed Income forLIFE! ... Content Retrieval

SEC Final Rule: Indexed Annuities And Certain Other Insurance ...
INDEXED ANNUITIES AND CERTAIN OTHER INSURANCE CONTRACTS AGENCY: Securities and Exchange Commission. ACTION: Final rule. (“LSW”) (Best's Company Reports, Life Ins. Co. of the Southwest, June 28, 2007) (LSW ... Get Content Here

Traditional Fixed And Fixed Indexed Annuity Suitability Form
LSW is not an authorized insurer in New York and does not conduct insurance business in New York. P: Annuities and Securities (stocks, bonds, mutual funds): 0-5 yrs 6-15 yrs: 16+ yrs: Section IV 10) What is your general risk tolerance? ... View This Document

Obama's Tax Proposals - Proposed Tax Increases
President Obama has put forward several tax proposals in his 2010 for Congress to consider. These proposals have not yet made it into law. If all of the Administration's proposals are enacted, they would generate an additional $61.7 billion in tax revenue for the federal government. Highlights ... Read Article

Annuity123's Channel - YouTube
About Life of the Southwest | LSW Financial Strength 200 views http://www.annuity123.com. About Life of the Southwest. About North American Fixed Indexed Annuities. History of North American Company for Life and Health. Ratings for North American. ... View Video

Understanding Your Annuity Date
As a Maturity Date) listed in LSW annuities is the date at which annuity values must begin to be distributed to the Owner, either through a Payment Option or by a lump sum payment. In no way does the Annuity Date limit your accessibility to ... Read Full Source

Southwest (LSW) Equity Indexed - Interest is credited based on an agreed time period and reflects a percentage participation on stock Variable Annuities are investments that include market based investments called Sub-Accounts and fixed interest and money markeet funds. ... Retrieve Full Source

Annuity (US Financial Products) - Wikipedia, The Free ...
Annuities have continued to grow in popularity and prove their value over and over as individuals, organizations and businesses look for secure ways to guarantee retirement income. Some prominent figures who are noted for their use of annuities include: ... Read Article

Fixed State Approvals
Fixed Indexed Annuity State Approval List a of February 2, 2012 Single Premium Indexed Annuities Flexible Premium Indexed Annuities STATE SecurePlus Premier 3 SecurePlus Premier 8 SecurePlus Premier 10 SecurePlus Accumulator 5 SecurePlus Marquee 3 SecurePlus Marquee 10 SecurePlus ... Fetch Doc

Traditional Fixed And Fixed Indexed Annuity Suitability Form
Traditional Fixed and Fixed Indexed Annuity Suitability Form II. Financial Information I. Information About You Mailing Instructions: LSW Annuities - Life Insurance Company of the Southwest ... Access Doc

LSW’s Equity-Indexed Annuity Series SecurePlus
LSW has a corporate investment policy that strongly emphasizes quality investments and safety. LSW was incorporated in 1955 under the laws of Texas as a legal annuities in that it offers protection from market loss, a feature not al- ... Retrieve Content

Best Value Annuities From Cenco
LSW Guaranteed Income for Life 7% Compounding roll up, .65 annual charge. Can terminate after 5 years. Higher distribution at some ages. BONUS Cenco Annuities - Indexed -3-11-11 Author: cathym@CATHYM-PC Created Date: ... Retrieve Content

Variable Universal Life Insurance - Wikipedia, The Free ...
An alternative for this in the 34% tax bracket would be to consider using Variable Annuities which does not limit the contributions and withdraw from it without annuitizing the contract. ... Read Article

Guaranteed Income For Life - YouTube
The Guaranteed Lifetime Income Rider creates an additional withdrawal option for LSW's indexed annuities. ... View Video

Professional Development
Richie Collins, the Legend Group, Brad Taylor LSW Annuities OEA Representative, Pre Paid Legal, AFLAC, SAM’S lub Representative *us Drivers meet with Mr. Walker and Jeff Stephens for required “In-Service” In Jeff Stephens Office ... Document Retrieval

AMENDMENT TO COMMISSION SCHEDULES
States with modified commissions require a modified withdrawal charge pattern on certain LSW annuities (0711) IM-L5 (0711) Commission grid is not an approval listing. Please consult the LSW website for product availability. Commission Schedule ... Read Content

About Life Of The Southwest | LSW Financial Strength - YouTube
Http://www.annuity123.com About Life of the Southwest. About National Life Financial Strength. About Life of the Southwest annuities. Life of the Southwest index annuities ... View Video

NLFA EFT Flyer 2
National Life LSW Life LSW Annuities Staple a blank, voided check in the space below if you want your commissions deposited into your Checking account. OR Attach a deposit slip if you want your check deposited into a Savings account. ... Fetch This Document

El Ease)'
Design and marketing of equity indexed annuities. LSW responded to that release. From 1997 forward, we and other insurers who issue fixed index annuities have sought guidance from the SEC with regard to a bright line test as to the many items associated with appropriate marketing, ... Access Document

Choosing Term Life Insurance For A Low Cost Life Insurance Policy
Life Insurance & Annuities; Policy Basics; Choosing Term Life Insurance for a Low Cost Life Insurance Policy; Advertise on About.com; Our Story; News & Events; SiteMap; All Topics; Reprints; Help; Write for About; Careers at About; User Agreement; Ethics Policy; Patent Info. ... Read Article

Indexed Annuities - Flexible Premium For More Information ...
SecurePlus SecurePlus SecurePlus SecurePlus SecurePlus Silver Gold Platinum TSA Advantage 457 Plan Options Non-Qual, Qual, IRA, 403(b) & 457 Non-Qual, Qual, IRA, 403(b) & 457 Non-Qual, Qual, IRA, 403(b) & 457 403(b) TSA Only! ... Get Content Here

LSW AGENT ON-LINE APPLICATION INSTRUCTIONS
LSW AGENT ON-LINE APPLICATION INSTRUCTIONS Your Package Code is ____SCG40_____ This code is confidential and to be used exclusively for your application and should not be shared ... Retrieve Document

Guaranteed Withdrawal Benefits And Lifetime Income Riders
There are plenty of ways to create retirement income, but only a few of them come with guarantees. Several variable annuities now offer guaranteed retirement income by using something called a guaranteed withdrawal benefit or lifetime income rider. They're worth checking out. ... Read Article

Insurance - Wikipedia, The Free Encyclopedia
Annuities provide a stream of payments and are generally classified as insurance because they are issued by insurance companies, are regulated as insurance, and require the same kinds of actuarial and investment management expertise that life insurance requires. ... Read Article

Equity Indexed Annuities Lsw

Annuity (US Financial Products) - Wikipedia, The Free ...
Fixed indexed annuities may have features of both fixed and variable deferred annuities. Most equity index annuities are properly categorized as fixed annuities and their performance is typically tied to a stock market index ... Read Article

Fixed State Approvals
Fixed Indexed Annuity State Approval List a of February 2, 2012 Single Premium Indexed Annuities Flexible Premium Indexed Annuities STATE SecurePlus Premier 3 SecurePlus Premier 8 SecurePlus Premier 10 SecurePlus Accumulator 5 SecurePlus Marquee 3 SecurePlus Marquee 10 SecurePlus ... Fetch Full Source

The Basics Of Universal Life Insurance - About Personal ...
Life Insurance & Annuities; Health Insurance; Disability Insurance; Umbrella Insurance; Renter's Insurance; Long Term Care Insurance; RV & Motorcycle Insurance; Boat Insurance; Dental Insurance; Personal Property Insurance; Travel Insurance; Pet Insurance; Personal Insurance. ... Read Article

For A Secure Retirement Security Gold
INdExEd ANNuITIEs fOR YOuR RETIREMENT PORTfOlIO Indexed annuities are fixed annuities that provide an opportunity to am applying for an equity indexed annuity and that past Interest and Index activity is not intended to predict future activity. ... Read Full Source

SecurePlus Premier 10 - The #1 Marketer Of Indexed Life And ...
LSW’s Single Premium Indexed and annuities that provide guarantees 1 of premium paid and of interest credited. participating in stock or equity investments. The two indices measure the performance of different types of equities: ... Visit Document

Understanding Annuities
Ing equity index, such as the S&P 500**, and can vary greatly. Indexed Annuities, unlike fixed annuities for which the interest credit is fixed and known in advance, indexed annuities credit interest based on changes in a major index such as the S&P 500. ... Read Full Source

Right Choice - LSW 403(b) Regulations
• A trusted leader in traditional fixed and interest indexed annuities that design products intended to benefit policyholders regardless of $537.6 million of stockholder equity. • LSW is a member of National Life Group, a dynamic and growing family of financial services companies. ... Access Document

LSW’s Equity-Indexed Annuity Series SecurePlus
Annuities in that it offers protection from market loss, a feature not al-ways found in variable annuities. All interest credited to your SecurePlus Platinum annuity will grow faster than taxable programs with the same LSW’s Equity-Indexed Annuity Series ... Fetch This Document

Annuity123's Channel - YouTube
About Life of the Southwest | LSW Financial Strength 200 views http North American Fixed Indexed Annuities. About American Equity Life and Annuities. The history of American Equity. ... View Video

With You Can Select SecurePlus Premier 8 The Interest Crediting
LSW designs its indexed annuities to provide potentially more interest than a traditional fixed annuity. equity market. Six Interest Accounts 1. Declared Interest Rate Account 2. S&P 500 Index, Ending Index Rate Option 1 — Index Rate with a Cap ... Access Doc

Southwest (LSW) Equity Indexed - Interest is credited based on an agreed time period and reflects a percentage participation on stock market movement. Equity Indexed annuities provide similiar guarantees of principal and minimum interest. ... Fetch Doc

Variable Universal Life Insurance - Wikipedia, The Free ...
An alternative for this in the 34% tax bracket would be to consider using Variable Annuities which does not limit the contributions and withdraw from it without annuitizing the contract. ... Read Article

Flexible Premium Indexed Annuity Paramount 5 SecurePlus
Annuities owned by certain trusts or not participate directly in any stock or equity investment. The amount of indexed interest credited to a given Indexed Interest Account depends on the performance Company of the Southwest (LSW)? ... View This Document

LSW’s Highly Acclaimed Family Of Equity-Indexed Annuities
LSW’s Highly Acclaimed Family of Equity-Indexed Annuities Product Features1 1 See individual Summary/Apps for more detailed information. 2 S&P 500 is the Index used. ... Doc Retrieval

SEC Final Rule: Indexed Annuities And Certain Other Insurance ...
(“LSW”) (Best's Company Reports, Life Ins. Co. of the Southwest, June 28, 2007) (LSW specializes in the sale of annuities, primarily indexed annuities.); Midland National Life Equity Indexed Annuities, ANNUITYADVANTAGE, available at: ... Document Viewer

LSW’s Lone Star Fixed Annuity Series Of Products
LSW’s Lone Star Fixed Annuity Series of Products Product Features1 RetireMax FPDA 1 RetireMax FPDA 2 RetireMax LSW’s Highly Acclaimed Family of Equity-Indexed Annuities Product Features1 SecurePlus Elite SecurePlus Gold SecurePlus Silver. ... Read Content

Filing At A Glance - Arkansas Insurance Department
A07I Individual Annuities - Special Sub-TOI: A07I.001 Equity Indexed Product Name: Immediate Interest Credit Rider A07I.001 Equity Indexed Co Tr Num: 8976(0511) State Status: (LSW) Immediate Interest Credit Rider Form 8976(0511) ... Visit Document

El Ease)'
Design and marketing of equity indexed annuities. LSW responded to that release. From 1997 forward, we and other insurers who issue fixed index annuities have sought guidance from the SEC with regard to a bright line test as to the many items associated with appropriate marketing, ... Access Full Source

Fixed Indexed Annuities - Oxbow Marketing Company
Amer. Equity Investment Life Ins. Co. Bonus Gold (Index 1-05) LSW SecurePlus Platinum (After 03/21/2006) 15 yrs 80 1.00% 87.50% $1,016 06/22/12 Fixed Indexed Annuities. ING Annuity and Asset Sales ING Secure Index Five (NJ) -Low 2 Riders GLWB ... Retrieve Here

SecurePlus Platinum Indexed Annuity Profile 800-906-3310 Cap ...
Please contact LSW at 800-906-3310. SecurePlus Platinum Indexed and Declared in stock or equity investments. Unlike mutual funds and stock or SecurePlus Platinum also differs from variable annuities in that it offers protection from market loss, a feature not always found in variable ... Read Here

Lpl Fixed Annuities

What You Need To Know About ERISA 403(b) Plans In 2012.
Fixed Annuities were the dominant asset class available as i nterest rates were attractive and few variable funds were needed for these p lans. Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor. Member FINRA / SIPC. ... Access This Document

2012 Best Wealth Managers In Central Pennsylvania 2012 Best ...
Www.lpl.com EHD Advisory Services Inc. www.ehdadvisory.com Susquehanna Financial Advisors www.sfausa.com First Financial Group www.firstfinancialgroup.com Sequinox www.sequinox.com Series 7, 24, 63; Life/Fixed Annuities, Accident/ ... Visit Document

RIA Channel Overview - Market Research Firm | Market Research ...
LPL Other $25M-<100M $100M+ RIA BOOK OF BUSINESS OVERVIEW RIAs are most likely to use Charles Schwab, Fidelity, and TD Ameritrade as custodian services providers. Fixed Annuities 31% 42% 47% 73% 16% 1% Fixed Index Annuities 3% 9% 19% 12% 8% - ... Access Content

CONFIDENTIAL CLIENT QUESTIONNAIRE - Integrated Financial ...
Annuities _____ _____ _____ Other _____ _____ _____ Total _____ _____ _____ Confidential Client OTHER FIXED Pet care _____ _____ Alimony _____ _____ Other_____ _____ _____ Child Support ... Doc Viewer

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LPL Financial University Place 3909 Bridgeport Way N., University Place, WA 98466 All NFC fixed annuities; mutual funds; retirement income planning; and estate and wealth preservation strategies. Contact Joe at 206-812-5293 or email ... Fetch Doc

STEPHEN F. ANDERSON CLU, CHFC, CFP 2540 Pebble Creek Drive ...
LPL FINANCIAL, San Diego, CA 2007 - 2010 • Led development of fixed and variable insurance department which grew to 10% of total firm life insurance and variable annuities Agency Managers Conference of Illinois • Past President ... Access Doc

Burton-Taylor Product Segmentation Sample
Most fixed annuity distributors saw growth, LPL. First . Allied. Wach. LaSalle St. Investors C. Roya l Al AIG SA. CF. Summit Other. SFS. RJ. SSN. FA. MIS. Sigma. IF. Broker-Dealers Selling Annuities & Insurance – Top 13 - US. Raymond James. AXA Advisors. North- Western Mutual ... Return Doc

LOG IN
Not registered for Financial Planning.com? The third-party marketing industry is in the midst of a sea change. First there was the consolidation of the industry itself, as larger firms like Raymond James, Cetera and LPL gobbled up or grabbed business from smaller players. ... Read News

First Quarter 2012 Introducing Phil Whitehead
Ual stocks and bonds, CDs, annuities, even commodities and real estate. Convertibility: Traditional IRA hold- THE BANK OF NEW GLARUS is not a registered broker/dealer(s) and is not affiliated with LPL 2.99% APR* fixed rate until January 23, 2013. ... Doc Retrieval

Sun Life Financial U.S.
Annuities Fixed Variable Fixed Index Private Placement VA Individual Life UL (Single & Joint Life) VUL (Single & Joint Life) COLI / BOLI Private Placement VUL Group Insurance Life LPL AIG ING Indep ... Fetch Doc

Burton-Taylor Competitor Market Share Analysis Sample
Annuities and insurance sales account for 35% of US Broker-Dealer annual commissions. LPL. First . Allied. Wach. LaSalle St. Investors C. Roya l Al AIG SA. CF. Summit Other. SFS. RJ. SSN. FA. MIS. Sigma. IF. Analysis of Fixed Income Services, ... Fetch This Document

TEXAS TECH UNIVERSITY SYSTEM OPTIONAL RETIREMENT PROGRAM (ORP ...
(Fixed & Variable Annuities) Ramon ‘Ray’ Chavarria 1420 Geronimo, Bldg C-130, El Paso, TX 79925 Fax: 915-855-7143, Email: Erika.marin@lpl.com Brian Keith Moon 1551 FM 1914, Hale Center, TX 79041 Tel: 806-928-9731, Fax: 806-577-4991, Email: Bmoon@BookessXpress.com Jamie Phillips ... Access This Document

James P. Scanlan, CFP , ChFC, CLU
LPL Financial 2/2009 to 5/2011 insurance agency that facilitates the placement of fixed annuities or life insurance policies. The ... View Document

GLRC 2011 Attendees - IRI Conferences
Assistant Vice President, Annuities Compliance Penney General Director, U.S. Fixed Products - Compliance Pickett Samoluk Vice President & Counsel, Government Relations Pamela Schmidt Choi LPL Financial Aoife Gamet Compliance Analyst Amanda Hawley ... Read Full Source

First Name Last Name Title Organization Name Steve Acosta ...
Global Fixed Income Goldman Sachs Asset Management John Considine Assistant Vice President LPL Financial Chris Conway Marketing Manager Athene Annuity & Life Assurance Company Maria Wood Annuities Channel Editor LifeHealthPro.com ... Fetch Document

A+ EFFECTIVE: JUNE 28, 2011
The Retirement Solutions Division develops and markets competitive fixed annuities, variable annuities and mutual fund products to individuals, businesses, Chase, US Bank and LPL. The variable annuity products include institutional money management, ... Access Full Source

HOW TO READ YOUR ACCOUNT STATEMENT
To you and your LPL Representative as well Annuities Life Insurance Policies Mutual Funds y.00 0.00 0.00 0.00 eriod eriod The Portfolio Summarysection • If your account holds fixed income securities, your statement may include ... Fetch Full Source

CWM, LLC 13321 California Street, Suite 100 Omaha, NE 68154 ...
LLC is currently a part of LPL Financial’s Hybrid Program. Closed-End Funds. Equities, fixed income, options, cash equivalent and other investments may any non-investment management aspects of annuities or other insurance products) ... Return Document

Lsw Indexed Annuities

SecurePlus Marquee 10
LSW is not an authorized insurer in New York and does not conduct other traditional fixed rate annuities). The objective for an Indexed Interest Account is to provide, over the long term, higher credited interest than what would be credited to ... Access Doc

Speaker Workshops Overview
All Fixed Indexed Annuities are not created the same….. sales from the pro’s at LSW. Unique product solutions in the business and personal insurance markets. Title: Microsoft Word - Speaker__Workshops_Overview.doc Author: Alfredo ... Document Retrieval

Traditional Fixed And Fixed Indexed Annuity Suitability Form
Traditional Fixed and Fixed Indexed Annuity Suitability Form. Section I . Financial Information. Section II . Surrender/ LSW is not an authorized insurer in New York and does not conduct insurance Annuities and Securities (stocks, bonds, mutual funds): 0-5 yrs 6-15 yrs: ... Content Retrieval

Product Portfolio Features - Cenco Insurance Marketing Corp
Strong in annuities, experts in 412i market LSW FlexLife IUL Individual Indexed Universal Life Best when overfunded and for income potential DB Protection Rider guarantees up to 30 years Accelerated Benefit Rider for Terminal/Chronic/Critical Illness ... Fetch This Document

Flexible Premium Indexed Annuity Paramount 5 SecurePlus
Flexible premium indexed and declared interest deferred annuity. It is Policy Form No. 20082 Annuities owned by certain trusts or Please refer to LSW’s “2630-Required States Forms” to determine the form(s) needed. ... View Doc

As Of 02/16/10 INDEX ANNUITY SPREADSHEET - CPS Insurance
As of 02/16/10 CA Corp. Lic. #0571612 18551 Von Karman Avenue, Suite 150, Irvine, CA 92612 (949) 863-0700 / (800) 326-5433 / FAX (949) 863-9318 / www.cpsinsurance.com ... Retrieve Doc

Flexible Premium Indexed Annuity
Flexible Premium Indexed Annuity monies from other annuities or life insurance policies may only be paid during the first 5 Policy Years. Policy must be receiving flex premium for a transfer to be processed. Free Look 30 days ... Get Doc

September 5-11,2012
LSW is not an authorized insurer in New York and does not conduct insurance business in New York. indexed annuities only) from 7/1/11 – 6/30/2012. Each individual producer must meet the qualification requirements, regardless of date contracted, set forth ... Doc Viewer

Australia 2014 Qualifications
And Annuity sales(traditional fixed and fixed indexed annuities only) from 7/1/12 – 6/30/2014. Each individual $1 of LSW SPDA or Single Sum Annuity Dump-in Premium 0.05 $1 of LSW 1st Yr. Annualized Annuity Flow Premium* 0.50 ... Document Retrieval

Southwest (LSW) Equity Indexed - Interest is credited based on an agreed time period and reflects a percentage participation on stock market movement. Equity Indexed annuities provide similiar guarantees of principal and minimum interest. ... Visit Document

CompetitiveEdgeLandscape 20130212 2 - Login
Indexed Annuities – Additional Premiums Paid Into Existing Policies February 12, 2013 Indexed Annuity Rates in effect for additional premiums paid into existing policies1 Ending Index Account Average Index ... Retrieve Doc

ECURE LUS AVER
SecurePlus Saver is a single premium indexed annuity with only a five-year withdrawal charge period. higher interest than would be credited to the Declared Interest Account and to other traditional fixed rate annuities. LSW publishes its credited rate history ... Doc Viewer

For A Secure Retirement Security Gold
INdExEd ANNuITIEs fOR YOuR RETIREMENT PORTfOlIO Indexed annuities are fixed annuities that provide an opportunity to potentially earn more interest than traditional fixed annuities and other safe money alternatives. This is done by basing ... View This Document

Annuity (US Financial Products) - Wikipedia, The Free ...
Fixed indexed annuities may have features of both fixed and variable deferred annuities. The insurance company typically guarantees a minimum return for EIA. An investor can still lose money if he or she cancels (or surrenders) the policy early, before a "break even" period. ... Read Article

Filing At A Glance - Arkansas Insurance Department
TOI: A07I Individual Annuities - Special Sub-TOI: A07I.001 Equity Indexed Product Name: Immediate Interest Credit Rider LSW will offer the rider through all licensed agents contracted with the company for sale to the general public. ... Access Doc

Fixed Indexed Annuities - Oxbow Marketing Company
LSW SecurePlus Platinum (After 03/21/2006) 15 yrs 80 1.00% 87.50% $1,016 06/22/12 2 Riders GLWB Call Fixed Indexed Annuities. 1 Year S&P 500 Monthly Average Participation 1-Year Fixed Interest Account @ 1.50% EquiTrust Life Ins. Co. ... Fetch Doc

FIA HOT SHEET September 2010
Bonus Fixed Index Annuities ... Get Document

CERTIFICATE AS TO PARTIES, RULINGS, AND RELATED CASES
Indexed Annuities and Certain Other Insurance Contracts, 74 Fed. Reg. 3,138. (C) Related Cases: Petition No. 09-1056 is related to the current petition for review. The Court an indexed annuity, and LSW’s SPDA 5 (Policy Form No. 7682), ... Retrieve Doc

Lsw Annuities Login

LSW AGENT ON-LINE APPLICATION INSTRUCTIONS
LSW AGENT ON-LINE APPLICATION INSTRUCTIONS login and retrieve a copy of your executed agent agreement. *You will receive your package code from your recruiter. NOTE: The application form requests the name of the Recruited By/Assigned To. ... Access Doc

Carrier Specific Annuity Suitability Requirements
Applications for annuities solicited in Iowa will not be accepted unless the producer has completed the appropriate course(s) prior to the LSW/National Life In order to access this training, login to National Western's agent‐friendly website, BEACON (https ... Access Doc

Carrier Specific Annuity Suitability Requirements
Product training requirement for all their current products or RegEd/IRI Annuities Training Platform (https LSW/National Life order to access this training, login to National Western's agent‐friendly website, BEACON (https ... Document Retrieval

Welcome To LSW! - Safe Harbor Financial
LSW Welcome to LSW! Getting Appointed with LSW has never been easier using our online partner nomoreforms! time you can login to nomoreforms.com and retrieve a copy of your executed Agent Agreement. If you have any questions please contact the LSW ... Get Doc

Lsw Fixed Annuities

CompetitiveEdgeLandscape 20130212 2 - Login
Fixed Interest Rate Annuities - Additional Premiums Paid Into Existing Policies February 12, 2013 Interest Rates in effect for additional premiums paid into existing policies Flexible Premium Product Rate Effective Date* Interest Rate1 ... Read More

El Ease)'
This letter is submitted on behalf of Life Insurance Company of the Southwest ("LSW"), a Texas LSW is one of the original companies issuing fixed indexed annuities ("FIA's") and started the issuance in 1996. ... Read More

Carrier Specific Annuity Suitability Requirements
Requirement for all their current products or RegEd/IRI Annuities Training Platform (https • Traditional Fixed or Immediate Income Annuities Training: LSW/National Life ... View Doc

As Of 02/16/10 INDEX ANNUITY SPREADSHEET - CPS Insurance
Fixed 3.00% 3.00% Min Fix – 1.30% Min Cap – 2.0% Bailout provision if cap drops 2% lower then initial rate *Principal Gaur rider avail 1) 6.00% w/3.25% Bailout Rate 2) 1.75%(1.5% min) Commission 0-75 = 7% 76-80 = 05% 81-85 = 3% 5yr 7yr ... Get Doc

For A Secure Retirement Security Gold
Indexed annuities are fixed annuities that provide an opportunity to potentially earn more interest than traditional fixed annuities and other safe money alternatives. This is done by basing interest earned on an increase in an equity ... View Full Source

Annuity (US Financial Products) - Wikipedia, The Free ...
Fixed annuities normally become fully liquid depending on the surrender schedule or upon the owner's death. Most equity index annuities are properly categorized as fixed annuities and their performance is typically tied to a stock market index ... Read Article

Fixed State Approvals
Fixed Indexed Annuity State Approval List a of February 2, 2012 Single Premium Indexed Annuities Flexible Premium Indexed Annuities STATE SecurePlus Premier 3 SecurePlus Premier 8 SecurePlus Premier 10 SecurePlus Accumulator 5 SecurePlus Marquee 3 SecurePlus Marquee 10 SecurePlus ... View Doc

Guaranteed Withdrawal Benefits And Lifetime Income Riders
There are plenty of ways to create retirement income, but only a few of them come with guarantees. Several variable annuities now offer guaranteed retirement income by using something called a guaranteed withdrawal benefit or lifetime income rider. They're worth checking out. ... Read Article

Flexible Premium Indexed Annuity
Declared Interest Account (Fixed) Immediate Interest Credit 5% on all net premiums received in the first seven Policy Years monies from other annuities or life insurance policies may only be paid during the first 5 Policy Years. ... Read Content

Texas Divorce Law - Divorce Support And Advice: Divorce Laws ...
Continue the proceedings and direct the parties to a person named by the court for further counseling for a period fixed by the court not to exceed 60 days, subject to any terms, conditions, ... Read Article

Fixed Indexed Annuities - Oxbow Marketing Company
LSW SecurePlus Platinum (After 03/21/2006) 15 yrs 80 1.00% 87.50% $1,016 06/22/12 2 Riders GLWB Call Fixed Indexed Annuities. ING Annuity and Asset Sales ING Secure Index Five (NJ) -Low 2 Riders GLWB 0-75: 3.15+ 76-80: 2.36+ see notes ... Content Retrieval

CERTIFICATE AS TO PARTIES, RULINGS, AND RELATED CASES
Fixed indexed annuities which they expect to be required to register with the Commission under the new rule in issue in this case. The above illustration is reflective of a single premium payment into both LSW annuities, with an issue date of 10/21/1996. ... Return Doc

MARKET CONDUCT EXAMINATION REPORT LIFE INSURANCE BUSINESS OF ...
Annuities, primarily fixed-indexedannuities, with a concentration in qualified deferred annuities and 403(b) tax-shelteredannuities. deferred retirement savings market. In recent years, LSW has realized significant growth, particularly in fixed-indexedannuities, as it continues to ... Doc Retrieval

LSW’s Equity-Indexed Annuity Series SecurePlus
LSW was incorporated in 1955 under the laws of Texas as a legal reserve insurance company. higher interest than might be the case with traditional fixed-rate annuities but without subjecting your retirement savings to market risk. ... Read Document

NFSG Atlanta :: Support Team 1050 Crown Pointe Parkway, Suite ...
LSW and ESI. In addition, Brenda facilitates appointments with outside companies with whom we hold contracts to sell term, fixed annuities, DI, and LTC. Brenda runs IC Solutions illustrations, in-force illustrations and serves as back up for New Business, ... Read Content

September 5-11,2012
LSW is not an authorized insurer in New York and does not conduct insurance business in New York. (traditional fixed and fixed indexed annuities only) from 7/1/11 – 6/30/2012. Each individual producer must meet the qualification ... Fetch Here

Guaranteed Income For Life - YouTube
The Guaranteed Lifetime Income Rider creates an additional withdrawal option for LSW's indexed annuities. Category Education. License. Standard YouTube License 8:01 Annuities Explained: 2:26 How Fixed Annuities Work by LSWtriune 909 views ... View Video

Annuity123's Channel - YouTube
About Life of the Southwest | LSW Financial Strength 200 views http://www.annuity123.com. About North American Fixed Indexed Annuities. History of North American Company for Life and Health. Ratings for North American. ... View Video

Carrier Specific Annuity Suitability Requirements
LSW/National Life Lincoln Benefit and the National Association for Fixed Annuities (NAFA) have partnered to offer the 4 Hour CE course atwww.NAFA.SuccessCE.com. The ... Retrieve Full Source

The Basics Of Universal Life Insurance - About Personal ...
Life Insurance & Annuities; Health Insurance; Disability Insurance; Umbrella Insurance; Renter's Insurance; Long Term Care Insurance; RV & Motorcycle Insurance; Boat Insurance; Dental Insurance; Personal Property Insurance; Travel Insurance; Pet Insurance; Personal Insurance. ... Read Article

FIA HOT SHEET September 2010
Bonus Fixed Index Annuities ... Access Content

SEC Final Rule: Indexed Annuities And Certain Other Insurance ...
(“LSW”) (Best's Company Reports, Life Ins. Co. of the Southwest, June 28, 2007) (LSW specializes in the sale of annuities, primarily indexed annuities.); such as traditional fixed annuities and discretionary excess interest contracts. While the ... Get Document

Life Insurance Company Of The Southwest Guaranteed LIFETIME
The Enhanced Benefit from LSW As people age, some will experience certain debilitating circumstances—making them unable to is a trusted leader in traditional fixed and indexed annuities. National Life Group is a dynamic and growing family of ... Retrieve Doc

Traditional Fixed And Fixed Indexed Annuity Suitability Form
Traditional Fixed and Fixed Indexed Annuity Suitability Form. Section I . Financial Information. LSW is not an authorized insurer in New York and does not conduct insurance Annuities and Securities (stocks, bonds, mutual funds): 0-5 yrs 6-15 yrs: ... Fetch Doc

Southwest (LSW) Equity Indexed - Interest is credited based on an agreed time period and reflects a percentage participation on stock market movement. 1.95% on 90% of Money; N/A 7 Yr or 10 year; Fixed Annuities come in two basic types. ... Content Retrieval