Annuities For Sale

Variable Annuity Sales Practices
Benefits of Variable Annuities 9 Key Selling Points Reps document each sale with a suitability checklist evidencing suitability determination ... Get Content Here

SUITABILITY IN ANNUITY TRANSACTION MODEL REGULATION
Its rules on the sale of fixed annuities, broker-dealers supervising fixed annuity sales may be subject to more intensive insurance examination than for sale of security insurance products. Representatives of a broker-dealer, who are not required by the broker-dealer to comply with the ... Read Content

Real-World Index Annuity Returns - Charles River Associates
Annuities analyzed in this paper outperformed the S&P 500 Index over 67 percent of the time, and outperformed a 50/50 mix of one- sale in February 1995 (Marrion 2003), we failed to fi nd any term end point product that used a crediting method ... Get Doc

SB 192 (Scott) – Sale of Annuities NAIFA-California Position: OPPOSE National Association of Insurance and Financial Advisors – California (NAIFA-California) is an association representing ... Content Retrieval

Fixed Term Annuity - Aurora Freelance Graphic Design
Term Annuities we offer for sale to you. What is the typical IN-FORCE™ Fixed Term Annuity term and purchase amount? The present value of an IN-FORCE™ Fixed Term Annuity is generally between $50,000 and $150,000 but can be higher or lower. ... Fetch This Document

Re: Proposed Rule Governing The Purchase, Sale Or Exchange Of ...
Connection with the sale of deferred variable annuities, as well as require registered representatives and others marketing variable annuities to present their variable annuity customers with a “risk disclosure document” separate and apart from the variable annuity ... View Document

An Overview Of Equity-Indexed Annuities - Welcome To ...
An Overview of Equity-Indexed Annuities Craig McCann, PhD and Dengpan Luo, PhD1 the NASD issued a Notice to Members on the supervision of the sale of unregistered equity-indexed annuities by registered representatives.3 The Notice describes some ... Read Content

New Suitability Requirements For The Sale Of Deferred ...
1 New Suitability Requirements for the Sale of Deferred Variable Annuities FINRA RULE 2821 FINALIZED On September 7, 2007, the Securities and Exchange ... Access Doc

Testimony Of Sandy Praeger, Kansas Insurance Commissioner And ...
Have dealt with the sale of unsuitable annuities to senior citizens. Annuities are complex financial instruments. State and federal regulators must remain vigilant in monitoring annuity sales to ensure that producers and insurers sell suitable products. 1. ... Get Document

An Overview Of Equity-Indexed Annuities - SLCG Securities ...
An Overview of Equity-Indexed Annuities Craig McCann, PhD and Dengpan Luo, PhD1 the NASD issued a Notice to Members on the supervision of the sale of unregistered equity-indexed annuities by registered representatives.3 The Notice describes some ... Fetch Content

Estate Planning Tools And Tips - Price & Farrington, PLLC ...
Most annuities are commercial in nature and are sold by insurance companies. However, the IRS also recognizes “private annuities” as valid instruments. Private annuities are usually created between family members. ... Retrieve Doc

Disclosure Of Annuity Sale To Military Personnel
13995 (03/08) 1 of 3 Standard Insurance Company Individual Annuities 800.247.6888 Tel 800.378.4570 Fax 1100 SW Sixth Avenue Portland OR 97204-1093 www.standard.com ... Access This Document

Outline Attachment I - California Department Of Insurance
Insurance, to life insurance and annuities. • Prohibits the sale of annuities to seniors in certain circumstances. • Prohibits insurance agents, brokers, and solicitors who are not attorneys from sharing commissions or other compensation with attorneys. ... Document Retrieval

Fixed Indexed Annuity - Westland, Inc
Indexed annuities approved for sale by most Broker Dealers require that they have surrender periods of 10 years or less, can not require annuitization to get out (known as two tier annuities) and can not have surrender charges above 10% ... Retrieve Full Source

Annuities
Producers in the sale of life insurance and annuities to all consumers regardless of age. Key Points • An annuity may be an investment option to meet retirement and other long-term financial goals. ... Access Full Source

SALE TECHNIQUES: ESTATE PLANNING WITH - LREP Home Page ...
SALE TECHNIQUES: ESTATE PLANNING WITH. SELF-CANCELLING INSTALLMENT NOTES AND. PRIVATE ANNUITIES. I. INTRODUCTION. Estate planners may utilize a self-canceling installment note (SCIN) or a private annuity when transferring a family business from one generation to another, e.g., from a parent to ... Return Doc

OR Alert-Disclosure Buyer's Guide Suitability
Compliance Analyst, Individual Annuities State: Oregon Regulations: OAR 836-051-0900 – 0925 OAR 836-080-0095 Effective: Disclosure: October 1, 2008 defend the suitability of any sale of a Standard Insurance Company annuity. ... Read Document

Annuity Requirements By State - Quest CE | The Next ...
In the sale of annuities until they complete this Annuity training requirement. • This requirement applies to resident and non-resident producers. • A substantially similar course completed in another state will meet this requirement. ... Get Doc

Annuities
Annuities by Craig J. McCann, PhD, CFA and Kaye A. Thomas 1 from the sale of existing annuit ies. Annuity switching is analogous to mutual fund flipping and are highly suspect. Most switches pay the broker significant commissions and ... Read Content

American Equity To Present At Citi 2013 US Financial Services Conference
American Equity Investment Life Holding Company , a leading underwriter of index and fixed rate annuities, today announced that John Matovina, Chief Executive Officer and Ted Johnson, Chief Financial Officer, will be presenting at the Citi 2013 US Financial Services Conference in Boston, MA on Wednesday, March 6, 2013 at 3:35 p.m. ... Read News

Hartford Financial 2012 Earnings Now A Loss After Third-Quarter Restatement
Hartford Financial 2012 Earnings Now a Loss After Third-Quarter Restatement ... Read News