Swiss Annuities Ira

September 17, 2008 4:00 P.m. CDT Frequently Asked Questions ...
Companies are Swiss deposit (CDs), IRA retirement accounts held at the bank and also money market deposit accounts. All of these bank accounts generally are insured by the FDIC up to the legal limit of $100,000. The FDIC does not insure investment products such as mutual funds, annuities ... Fetch This Document

Borrower Questionnaire - Columbus, Ohio Foreclosure Attorney ...
Annuities Retirement Accounts (IRA, 401k, Keoghs etc.) Cash Value in Life Insurance Policies Cars/Trucks RV/ATV/Campers Boats Firearms Offshore Canadian/Swiss/Caribbean/ Etc. Accounts Deposits on Rentals Any Assets in the Mail to You / Other Assets Total: © T. ROY . D. OUCET. 4 ... Read Full Source

GAO-09-642 Private Pensions: Alternative Approaches Could ...
Swiss systems, sharing investment risk requires assets to be pooled and thus IRA Individual Retirement Account . about annuities, as those in certain income groups tend to live longer than . Annuities . ... Access This Document

Of Tax Policy Center)
Direct gift to DTS from your IRA, up to your 2012 required minimum gains, annuities, royalties and passive rental income, but not tax‐free interest or retirement plan payouts Dallas Seminary Foundation, 3909 Swiss Avenue, Dallas, TX 75204, 214 ... Fetch Full Source

September 17, 2008 4:00 P.m. Frequently Asked Questions For ...
Companies are Swiss deposit (CDs), IRA retirement accounts held at the bank and also money market deposit accounts. All of these bank accounts generally are insured by the FDIC up to the legal limit of $100,000. The FDIC does not insure investment products such as mutual funds, annuities ... Access This Document

Congress Leaves Tax Law Up In The Air; Sequestration Uncertain
Award Given to Swiss Bank Employee page 8 IRS Refines Simplified Methods annuities, royalties, and rents, and capital gains, unless derived from a trade or business. The tax also applies to income IRA to a Roth IRA will accomplish the same purpose. ... Fetch Document

IT-201 New York State Department Of Taxation And Finance ...
9 Taxable amount of IRA distributions. 10 Taxable amount of pensions and annuities. If received as a beneficiary, mark an X in the box 10. 11 Rental real estate, royalties, partnerships, S corporations, trusts, etc. (attach copy of federal Schedule E, Form 1040) 11. ... Read Full Source

Estate Planning - UAB - The University Of Alabama At Birmingham
Cash can also be stashed under a mattress or in a numbered Swiss account! Variable annuities are a relatively new form of $900 Cash reserve (10% of net) $6,000 Discretionary Spending (6%-8% of net) $4,500 Investments (IRA) $5,000 Total Expenses $59,010 Subsistence (food ... Doc Viewer

Master List Of Documents * Tips For Bank Subpoenas Finding ...
Annuities Antiques Appraisals numbered accounts (often Swiss) 17. passbooks (check to see if there is a loan against it) 18. IRA's, Keogh's and SEP-IRA's Pension, Retirement and Survivor Benefits . Small Business Ownership Records ... Read Content

Www.dfs.ny.gov
Swiss Re Life & Health America Fixed/Variable Annuities United States Life Insurance Company in the City of New York Unity Mutual Life Insurance Company IRA, ATRA, Keogh, RA/SRA & GRA/GSRA Heather Mehlmann 24950 Chagrin Boulevard Beachwood ... Fetch Document

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Again, the terms of private annuities have become less Bütler, Monika and Federica Teppa. 2007. “The Choice Between an Annuity and a Lump Sum: Results from Swiss Pension checking accounts, savings accounts, money market accounts, CDs, savings bonds, Treasury bills, IRA and Keogh ... Get Doc

Frequently Asked Questions
Are Swiss Re, RGA Reinsurance, CDs), IRA retirement accounts held at the bank and also money market deposit accounts. All of these bank accounts generally are insured by the FDIC up to the legal limit of $100,000. The FDIC does not insure products such as mutual funds, annuities, life ... Return Document

DATE: 09/11/08 COLLEGE COMMUNITY SCHOOL UN3910 - PROGRAM ...
Swiss valley farms g091875 08/26/08 760.67 food alacarte teamsters local 238 g091876 08/26/08 745.00 teamsters dues payab cas-vaa g091886 08/27/08 3,678.00 tsa/ira/annuities cuna mutual insurance society g091887 08/27/08 570.00 tsa/ira/annuities ... Access Document

Town Hall Seminar Sponsored By AMERICAN CITIZENS ABROAD THE ...
US IRA Accounts • Are your beneficiaries up to date? • 401 K Plans • Swiss Lump sum Taxation available for Swiss Resident; Annuities where issued by foreign insurance companies. The value of any annuity issued by a ... Read More

Policyholder Tax Compliance
O Fixed Annuities o Variable Annuities o Viatical Contracts Tax and Risk Management . a Swiss entity. All rights reserved. 5 Life Insurance – IRC 7702A QLAC may also be purchased in an IRA, subject to rules . Thank you . Jeffrey A. Klanderman, FSA, MAAA . ... Access Document

Flash International Executive Alert
Member firms affiliated with KPMG International Cooperative (“KPMG International”), a Swiss entity. All rights reserved. Printed in the U.S.A. tax-sheltered annuities, and state and local government employees with 457(b) While IRA participants are barred from taking out loans, ... Retrieve Document

Frequently Asked Questions
Major companies are Swiss Re, RGA No. The FDIC insures bank accounts – checking, savings, trust, certificates of deposit (CDs), IRA retirement accounts held at the The FDIC does not insure investment products such as mutual funds, annuities, life insurance policies, stocks ... Document Retrieval

Creditor Protection Annuities California

& SIPC Recent U.S. Supreme
Extended bankruptcy and lawsuit protection over most individual retirement account assets, annuities—annuities not held within quali- federal creditor protections established by the Supreme Court and Congress. Depending on state law, those assets may remain vulnerable to creditors. ... Read More

Staying Out Of Reach - Moses & Singer
Annuities.” It doesn’t include limited partnerships, real the bankruptcy courts in California and The vast majority of courts have denied creditor protection to inherited IRAs for various reasons, ... Read Document

ANNUITIES
Since under some state laws, Variable Annuities allow protection from certain creditors, those who may be thinking about entering a nursing home could be interested. Some products offer surrender-free withdrawals for terminal illness, ... Fetch Content

INTRODUCTION TO ASSET PROTECTION PLANNING
Creditor Business Ops or Real Estate of LLC or LP. Annuities – substantial protection of cash value in some states; protection of annuity payments in a few states. California Courts Treatment? 46 California Tax Treatment of Series LLCs ... Fetch Content

Structured Settlement annuities: Safety Through Oversight And ...
Structured settlement annuities: Safety through Oversight and Protection from Legal Process have inherent spendthrift protection as well as creditor protection That was the case of Executive Life of California ... Read More

Asset Protection Investor Education - Putnam Investments ...
Respect to creditor protection. 1Certain limited exceptions exist, such as claims by the Internal Revenue for IRAs and other accounts such as annuities and life insurance. community property state (e.g., California), so be sure to consult your financial representative or legal professional. ... Read More

Consumer Track Concurrent Session Protection Of Retirement ...
Annuities, LLC and Corporate Interests Concurrent Session. creditor of B may recover against the $50,000 interest of B, because B’s interest is Alabama California Alaska Colorado Arizona Connecticut Delaware Hawaii ... Access Document

Advisor Report 01-2005 - Advisor.ca | Insurance, Investments ...
PROVINCIAL CREDITOR PROTECTION FOR RRSPS British Columbia Alberta Saskatchewan Manitoba Ontario Quebec New Brunswick Prince Edward Island Nova Scotia, conditions as annuities obtained from insurers,the Supreme Court of Canada decision in Thibaultwill make it very difficult ... Read Here

Equal Credit Opportunity: Understanding Your Rights Under The Law
Nation’s consumer protection agency, enforces the Equal Credit Opportunity Act (ECOA), creditor may consider your immigration status Security, pensions, or annuities. n Refuse to consider reliable alimony, child support, ... Access Content

Asset-protection Trust - Wikipedia, The Free Encyclopedia
A creditor’s ability to satisfy a judgment against a beneficiary’s interest in a trust is limited to the beneficiary’s interest in such trust. Both countries are also known for offering asset protection annuities, ... Read Article

Asset Protection
LIFE INSURANCE AND ANNUITIES But fundamentally, asset protection is about creditor-debtor law and bankruptcy law. If you are not well-versed in those In some states, such as California, the mere filing of the motion for charging ... View Document

Pensions, State Taxes And The 2001 Act - The Lingane Web Site
Deduction are not relevant for tax sheltered annuities and 457 plans since the limited creditor protection afforded IRAs and he therefore rolled his IRA into a California has a statute78 which protects earnings on excess contributions ... Get Document

I. SECTION 457 DEFERRED COMPENSATION PLANS OF STATE AND LOCAL ...
AFTER THE SMALL BUSINESS JOB PROTECTION ACT OF 1996 AND THE TAXPAYER RELIEF ACT OF 1997 by Cheryl Press and Robert Patchell sheltered annuities (TSAs), California, Bloomington, Illinois, and Richmond, Virginia service areas. 196 . ... Document Retrieval

Www.legal-aid.com
But they are available to protect you in California courts when a judgment creditor tries to take your property to collect a these exemptions do not necessarily provide automatic protection for your property. matured life insurance and annuities are exempt under the law, ... View Doc

Magic Of Irrevocable Trusts In Asset Protection
In Asset Protection James C. Mulder but creditor’s claims to future payments under the trust, however, are denied. annuities, etc) and then in your LLC, to provide for your future needs, th e spendthrift irrevocable trust for ... Return Doc

[NOTE: This Version Revised To Delete Lengthy U
D. Life Insurance and Annuities 10. E. Income 10. F. Retirement Plans 10. G. Federal Statutes 11. Indeed, that “creditor protection plan” is the entire purpose of the solvency analysis and is, in fact, the linchpin of prudent, careful asset protection planning. For example, ... Get Content Here

EDUCATION Master’s In Taxation - Kitces.com | What We Do
Annuities, Employee Benefits and Retirement Planning, Leimberg Information Services “Creditor Protection for Retirement Accounts: ERISA, the Supreme Court, and the FPA Northern California Regional Conference ... Get Content Here

Life Insurance Law Surveys, No.7 Exemption Of Life Insurance ...
California* LIFE INSURANCE: relative dependent or creditor of the insured. GROUP LIFE INSURANCE: § 27-1-12-29 exempts benefits from the debts of the insured, the annuities benefits payable to spouse, child or dependent relative of the insured; 4) the first ... Doc Retrieval

IF THE BENEFICIARY IS THE SOLE TRUSTEE, DO YOU HAVE A ...
Annuities, and p ensio ns. A settlor can terminate a beneficiary ’s interest if a creditor of the beneficiary attempts to reach the interest. See, protection to those asserting claims against the beneficiaries’ interests than ... Read Here

403(b) - Wikipedia, The Free Encyclopedia
But only if the plan is funded with annuities and not mutual funds. giving those pensions the same protection as a spendthrift trust. Some critics argued that this is disparate treatment of similar pension schemes and that more consistent protection was called for. ... Read Article

Annuities Law

Individual Retirement Account - Wikipedia, The Free Encyclopedia
The law provides that "such amount may be increased if the interests of justice so require." Other IRAs (rollovers from most employer sponsored retirement plans (401(k)s, etc.) and non-rollover SEP and SIMPLE IRAs) are entirely exempt. The ... Read Article

TENANTS DIRECT, AUTO INSURANCE, RENTER'S INSURANCE, LIFE ...
TENANTS DIRECT, AUTO INSURANCE, RENTER'S INSURANCE, LIFE, HEALTH, ANNUITIES, CONDO , HOME INSURANCE From the Attorneys of Michigan Auto Law by gurstenlaw 5,016 views 5:23 Cheap Home insurance, House, Car, Motor, ... View Video

NAIC Life & Health Actuarial Task Force American Academy Of ...
Nonforfeiture Law for Individual Deferred Annuities]. B. If a company chooses to change the approach, the company shall file the change with the Commissioner subject to the same certification and compliance demonstration requirements as section 7A. ... Doc Viewer

Austin Annuity - Annuities 101 - Retirement Planning- REAP ...
Should you invest in an annuity? If so, which one? Watch this 12 minute video about the advantages and disadvantages of the different kinds of annuities. Sandra Newman of REAP ... View Video

ANNUITY SALES - THE TAIL WAGS THE DOG Kathleen E. Kienitz, Esq.
ANNUITY SALES - THE TAIL WAGS THE DOG Kathleen E. Kienitz, Esq. As an attorney with a busy elder law and estate planning practice, I often advise clients ... Access Document

More On Annuities
More on Annuities…. The first question is how much your professor is interested in annuities. Some are, many aren’t. Find out, and then use the following chart as a starting place. ... Doc Retrieval

Annuity Class Action Litigation—Trends And Strategies For ...
Annuities, including sales of annuities to senior citizens. law claims cannot be filed in state or federal court. Together, these statutes serve as a mechanism for removing suits involving the sale of variable annuity products, which ... Fetch Here

What Are Non Probate Assets And Are They Included In Your Estate?
Retirement accounts, including IRAs, 401(k)s and annuities; Health savings accounts (HSAs)or medical savings accounts (MSAs) Note that if all of the designated beneficiaries of any of the assets listed in (5) above predecease the account owner, then the account will need to be probated. ... Read Article

Changes To Individual Deferred Annuity Nonforfeiture Law
Assembly Bill 74, which was signed into law by Governor Sandoval on June 17, 2011, included provisions (sections 40 to 42, inclusive) which amend the minimum nonforfeiture requirements under NRS 688A for individual deferred annuities issued on or ... Retrieve Doc

Avoid Guardianship - How Does A Revocable Living Trust Avoid ...
In the former case, because some states offer creditor protection for life insurance or annuities that are owned by an individual and not a Revocable Living Trust, change of ownership should be avoided. In the latter case, ... Read Article

The Fight Against Inappropriate Annuities For Seniors And How ...
The Fight Against Inappropriate Annuities for Seniors and How Elder Law Attorneys Can Help - Elder Law Answers Articles http://www.elderlawanswers.com/resources/ArticleAtty.asp?id=6992&Section=3&state=[8/19/2008 2:22:10 PM] Search for More Articles: ... View Document

Changes Likely In Recovery Rules For annuities
By Ruth Simonis W hen used under the right circumstances, Medicaid annuities have been an impor-tant and vital planning tool for elder law attorneys. ... Return Doc

Suitability Developments In Annuity Sales In Texas
Under Texas state law all annuities have been governed by the Texas Department of Insurance. The Texas Securities Act specifically excludes registered annuity contracts, thus depriving the Texas Securities Commissioner and courts enforcing the Texas Securities Act from ... Get Doc

304.15-365 Standard Nonforfeiture Law For Individual Deferred ...
304.15-365 Standard Nonforfeiture Law for Individual Deferred Annuities of 2005. (1) This section shall be known as the "Standard Nonforfeiture Law for Individual ... Content Retrieval

Standard Nonforfeiture Law For Individual Deferred Annuities
STANDARD NONFORFEITURE LAW FOR INDIVIDUAL DEFERRED ANNUITIES Table of Contents Section 1. Title Section 2. Applicability Section 3. Nonforfeiture Requirements Section 4. Minimum Values Section 5. Computation of Present Value Section 6. ... Return Doc

Part Four -- Part IV Annuities And Tax Qualified Plans
Plans that qualify for special treatment under federal tax law. Practitioners will usually refer to these plans as “qualified plans” to describe retirement plans that provide receive tax Annuities, and more specifically fixed annuities, can serve as an excellent funding vehicle for ... Get Document

A CONSUMER'S GUIDE TO ANNUITIES - NCDOI | North Carolina ...
Annuities, and make smart decisions when shopping for annuities. An annuity is an insurance contract. It requires the insurance company to make specified payments to you at regular intervals, Under the 1986 tax law, only those who do ... Fetch Full Source

Courts Look At annuities & Medicaid Eligibility
E lder law attorneys around the country are care-fully watching recent case law developments restricting Medicaid-driven use of annuities. Since The Omnibus Budget Reconciliation Act of 1993, ... Read More

NAIC Life And Health Actuarial Task Force Academy Annuity ...
With the Standard Nonforfeiture Law for Individual Deferred Annuities and the Annuity Nonforfeiture Regulation as they pertain to equity indexed annuities. I have reviewed the determination of the interest rate used to calculate minimum nonforfeiture amounts. ... Read Here

Combining A Private Annuity With A Variable Universal Life Policy
Insurance (onshore and offshore), and annuities, both commercial and private, all require considerable knowledge not only of the products involved, but also of trust law, estate law allowing protection of non-Erisa annuities does not limit the protection to ... Read More

Why Federal Law Encourages Structured Settlements - YouTube
8:23 Are annuities overhyped? 4:01 Federal Law & The Benefits of Structured Settlements by StructuredSettlmnts 641 views 8:47 Structured settlement planning must be the standard for the profession. by SettlementChannel 301 views ... View Video

Suspended St. Paul Lawyer Charged With Swindling Dead Client
A former St. Paul attorney who lost her license after allegedly stealing from a dead client has been charged with theft by swindle and other crimes. ... Read News

Annuity Nonforfeiture Section 6 Work Group Report (June 2005)
Proposed revised STANDARD NONFORFEITURE LAW FOR DEFERRED ANNUITIES (Draft: 12/2/94) as adopted by LHATF, beginning on p 1099 of the referenced Proceedings. Title: Annuity Nonforfeiture Section 6 Work Group report (June 2005) Author: ... Fetch Content

Producer Advisory
Individual Annuities From: Diane Hodgman, ChFC Compliance Analyst, Individual Annuities State: Florida Rule: 69B-162.011 Florida’s senior suitability law requires annuity producers to use state-approved forms to collect 1) ... Access Full Source

Editorial: Legislature Should Replace Public-employee Pensions With Contribution Plan
The Washington Legislature should create a defined-contribution plan to eventually replace public-employee pensions. ... Read News

The DRTV Centre Says The Oscar Pistorius Tragedy Reminds Advertisers Of A Downside In Featuring Celebrities
The DRTV Centre, the UK’s leading direct response TV advertising agency, says that the tragic events in South Africa, involving the death of Oscar Pistorius’s girlfriend, Reeva Steenkamp, remind advertisers that while celebrity endorsement can be massively effective, human frailty can have devastating effects.London (PRWEB UK) 28 February 2013 The DRTV Centre, the UK’s leading direct response TV ... Read News

Protecting Assets Through Insurance And Annuities
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Annuities Or Roth Ira

Capital Gains Tax - Wikipedia, The Free Encyclopedia
(US only) Roth IRA - Transactions inside an account (including capital gains, dividends, and interest) do not incur a current tax liability. (US only) Structured sale annuity (aka Ensured Installment Sale) - Defer and reduce capital gains tax while gaining safety and a stream of guaranteed income. ... Read Article

USAA - Wikipedia, The Free Encyclopedia
In addition to P&C insurance, USAA provides whole life insurance, term life insurance, and annuities. USAA's life insurance policies, while not completely unique in the industry, are different from most offerings since they do not include a war-exclusion clause (also known as a "war clause Banking ... Read Article

Frequently Asked Questions
Annuities. Other carriers may have different rules). Q. What happens if I need to take a distribution from my Roth IRA conversion contribution as a contribution to a traditional plan. The re-characterization must be accomplished by a direct trustee-to-trustee ... Read More

Swiss Annuity Self-Directed IRAs - GoldStar Trust Company
Requirements, Swiss Annuities, individual retirement account under section 408(a) to provide for his or Roth IRA (i.e., an IRA subject to the limits of Internal Revenue Code Section (IRC Sec.) 408A), the maximum contribution to your Traditional ... View Document

9925 Page 1 Of 7
RiverSource Life Insurance Company form 33442 for Traditional IRA annuities or form 200702 for 403(b) (an individual retirement account or individual retirement annuity) If you roll over the payment to a Roth IRA, ... Fetch Full Source

Tax-Qualified Savings And Growth
Individual Annuities 1100 SW Sixth Avenue Portland OR 97204 800.247.6888 Company’s Individual Retirement Annuity is an ideal way to save for retirement. Whether you Roth IRA, regardless of your age, as long as you have ... Access This Document

Tax Reform Act Of 1986 - Wikipedia, The Free Encyclopedia
Referred to as the second of the two "Reagan tax cuts" (the Kemp-Roth Tax Cut of 1981 being the first), the bill was also officially sponsored by Democrats, The Individual Retirement Account (IRA) deduction was severely restricted. ... Read Article

2010 Form 1099-R - Internal Revenue Service
Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. Copy A For Internal Revenue Service Center . to a Roth IRA, a recharacterized IRA contribution; or you may have received it as periodic payments, as nonperiodic payments, ... Content Retrieval

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Taxable pensions and annuities Rental real estate, royalties, etc. Farm income or (loss) Unemployment compensation Taxable social security benefits Other income Adjustments to income Rollover to Roth IRA Foreign employer pension Form RRB-1099-R ... Retrieve Full Source

CORRECTED 11 MPLE Distributions From Pensions, Annuities ...
Roth IRA). If you do not, you may be subject to a 50% excise tax on the amount that should have been distributed. paid on commercial annuities or insurance contracts recovered tax free; or the nontaxable part of a charitable gift annuity. ... Fetch This Document

Understanding ira - Pacific Life - Annuities
Roth IRA .. 3 Contribution Limits .. 3 What Are the Differences? .. 4 Important IRA Information .. 6 Converting a annuities, and variable annuities, to name a few. Get Ready for Retirement. 2 Understanding IRAs ... View Full Source

Traditional, SEP, Or Simple Annuity IRA
Pensions, Annuities, Retirement or Profit Sharing Plans, IRAs, etc. For a variable annuity with the SecureSource® rider and invested in the aggressive or moderately aggressive Portfolio Navigator model will move distributions from this Roth IRA. ... Visit Document

Annuities And Roths Can Help Beat Income Taxes Forever
“bonus annuities”, then they are sitting on top of a gold mine with-out knowing it’s there. The bonuses that many insur- Roth IRA Notes for Advisors Copyright by Douglas M. Warren, CLU www.salesart.com sand, if not millions of dollars, if ... Return Doc

Gross Distribution 20 08
Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. $ 2a Taxable amount $ Total distribution Taxable amount not determined to a Roth IRA, a recharacterized IRA contribution; or you may have received it as periodic payments, as nonperiodic payments, ... Read Content

2009 Form 1099-R
Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc. $ 2a Taxable amount $ Total distribution Taxable amount not determined to a Roth IRA, a recharacterized IRA contribution; or you may have received it as periodic payments, as nonperiodic payments, ... Visit Document

Dos And Don'ts For Leaving IRA Assets To Your Loved Ones
Some strategies take maximum advantage of an IRA's tax-savings benefits. ... Read News

Request For Distribution From Individual Retirement Annuity ...
Individual Annuities 800.247.6888 Tel 800.378.4570 Fax 1100 SW Sixth Avenue Portland OR 97204-1093 www.standard.com Request for Distribution from Individual Retirement Annuity, 403(b) Tax-Sheltered Annuity or Pension Plan 1 rolled over to a Roth IRA, ... Access Document

2012 Form 40
Roth IRA … 13 Rounding Off to Whole Dollars … 7 Partially Taxable Pensions, Annuities, and IRA Distributions. 0 0 0 % 0 0 0 0 0 00 0 0 0 0. able portion, if any, on line 4b. Individual Retirement Arrangement (IRA) Deduction Contributions to an Individual Retirement Arrange-ment ... Access Full Source

From - Peterson Insurance Agency - HOME
He invested in a Roth IRA. Even for those whose gold watch is years away, concern is growing that a comfortable retirement might be out of reach. The stock market is too volatile New ERIE annuities can fund Roth IRA. Created Date: ... Retrieve Document

Part Four -- Part IV Annuities And Tax Qualified Plans
Regular IRA is taxable as ordinary income (like that of the nonqualified annuities referenced earlier). Roth IRA participants may make withdrawals at anytime for amounts up to the total of their contributions without income tax implications. ... Fetch This Document

Retirement Guide - Financial Investment Planning At David ...
A Roth IRA and $3,000 to a traditional IRA in one year, but not $6,000 to each. Unfortunately, Annuities A Supplemental Retirement Planning Option Many people don’t Tthink “retirement planning” when they hear the word “annuity,” but ... Read Here