Gold Backed Annuities

PRESENTER NAME, TITLE PRESENTATION LOCATION MM/DD/YYYY
Safety The underlying annuity is safe from stock market risk and backed by the insurance company that guarantees it. Income Annuity Group Annuities: AG Immediate Annuity AG Gold Income Annuity AG Group Flex Fixed Annuity AG Group Flex Global Index Annuity * For producer use only. ... Retrieve Document

The Consumer’s Guide To Swiss Annuities
Circulating gold coins, it mattered little currency- was the result of sound economic policy backed these three annuities developed when converted into US dollars. 20. The Private Placement Annuity The Investment Structure for ... Get Document

Franklin Templeton Variable Insurance Products Trust REPORT
Agency mortgage-backed securities. Despite modest third-quarter U.S. company revenues suggesting a drop in global demand, a hard-fought sought perceived safe havens such as gold bullion, the Japanese yen and U.S. Treasuries. By year-end, ... Access Doc

Investing Amid Quantitative Easing
As a result of Fed policy, retirees have been forced to find assets that will deliver higher levels of income. Here are some suggestions. ... Read News

American Funds Growth Fund
Barrick Gold Corporation 1.19% Boeing Co 1.12% are backed by the claims-paying ability and financial strength of a MetLife insurance company. Certain variable annuities are issued by New England Life Insurance Company on Policy Form ... Retrieve Here

SM NAC RetireChoice
The London Gold Market Fixing prices are used with the permission of The London Gold Market Fixing Limited and have been Fixed Index Annuities are not a direct investment in the stock market. They with guarantees backed by the issuing company. ... View Document

BlackRock Bond Income Portfolio
Fhlmc Tba Jan 30 Gold Single 1.92% Us Treasury N/b 11/22 1.625 1.82% Mortgage and Asset-Backed 44.68% Agency Mortgage-Backed 24.94% Variable annuities are long-term investments designed for retirement purposes. ... Fetch This Document

Collateral Loans - What You Need To Know About Collateral Loans
Annuities - Insurance; Business Banking; Blogs & Podcasts; Children and Saving; How to Bank; Scams | Security | Safety; Banking / Loans. About.com; Money; Banking / Loans; Business Banking; Collateral Loans - What You Need to Know About Collateral Loans; Advertise on About.com; ... Read Article

For A Secure Retirement Integrity Gold - My Annuity Training
INdExEd ANNuITIEs fOR YOuR RETIREMENT PORTfOlIO you own an annuity contract backed by American Equity Investment Life Insurance Company, you are not purchasing shares Integrity Gold is a flexible premium fixed indexed deferred ... Document Viewer

Structured Capital Strategies®
This guide was prepared to support the promotion and marketing of AXA Equitable variable annuities. AXA Equitable, The London Gold Market Fixing Ltd PM Fix Price/USD (Gold Index) backed by the claims-paying ability of AXA Equitable. ... Read Content

Now Available From American Equity Retirement Gold
Retirement Gold (RG-FIA-09-OR) you own an annuity Contract backed by American Equity Investment Life Insurance Company, you are not purchasing shares of Gains from non-qualified annuities will be taxed as ordinary income at withdrawal. ... Get Document

For A Secure Retirement Bonus Gold - Interactive @gent Login
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Dell Insurance Services - A Business Partner For Life.
Gold & Eurostoxx ˜ ˜ ˜ ˜ ˜ ˜ ˜ The LifeSysTM platform is backed by Dell’s powerful service engine. It includes: • Customer service management: annuities each year. We have rolled out significant new functionality on LifeSys and its workflow platform. ... Retrieve Here

INVESTING SWISS SECRETS - Swiss Guard International
The gold-backed Swiss franc • One of the safest and most powerful tools for dependable asset growth and financial protection available today SWISS INVESTING SECRETS annuities offer a straightforward and lasting solution to their financial problems. ... View This Document

Daily Open Source Infrastructure Report 23 October 2012
After the gold ran out, he turned to drug dealing to make ends meet. lenders who were told that their money was backed by secure annuities. Instead of buying annuities, the three used the money to support their business and personal ... Read Here

For A Secure Retirement Integrity Gold
INDEXED ANNUITIES FOR YOUR RETIREMENT PORTFOLIO you own an annuity contract backed by American Equity Investment Life Insurance Company, you are not purchasing shares The Integrity Gold: Choices & Diversification 4 Integrity Gold ... Content Retrieval

PowerPoint Presentation
(cont’d) Corporations: Debentures are signature loans backed by the good name of the an income bond may be issued to finance an income-producing project Bond Cash Flows Annuities Zero coupon bonds Variable rate bonds Consols Annuities An silver or gold Registration ... Content Retrieval

Safe Investments - 5 Investments That Are Considered Safe
5. Fixed Annuities. A fixed annuity is a contract with an insurance company. You give them your money to manage, and in exchange they pay you a guaranteed return. ... Read Article

LIFETIME INCOME BENEFIT RIDER - Freedom Equity Group.com
BONUS GOLD (INDEX-1-07) IAV Accumulation Pct**: 5% Initial Premium: $50,000.00 is backed by the claims paying ability of American Equity. we’re the number 3 all-time producer of index annuities.+ When you buy an American Equity annuity, you are buying a promise, ... View Doc

Investments You Should Avoid When Saving For College
Life Insurance or Annuities One of the most common missteps in setting up a college fund is the use a life insurance contract as the underlying investment. Gold and Other Precious Metals For a lot of people, gold represents the height of security and safety. It is real, ... Read Article

THE DIRTY DOZEN: SCAMS, SCHEMES AND RISKY INVESTMENTS
West or the gold rush days but whatever the reason, Arizona has a rich history of mining scams and schemes. annuities are backed by funds invested in stocks, bonds, money market funds and federal obligations, but ... View Doc

Citicorp Annuities

Examination Report - Combined - First Citicorp Life Insurance ...
Citicorp Life Insurance Company, hereinafter referred to as “the Company,” at its home office located at 333 West 34th Street, New York, New York 10001. The only products currently being written by the Company are annuities, both fixed and ... View This Document

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Citicorp’s subsidiary banks, including its lead subsidiary bank, Citibank, N.A., New York, New York ("Citibank"). 1/ Travelers also has requested the Board’s approval and annuities; general insurance agency activities; investing in more than 5 percent ... Fetch This Document

UNITED STATES OF AMERICA ADV. NUMBER V. - U.S. Bankruptcy ...
CITICORP MORTGAGE, INC., UNION PLANTERS BANK OF LOUISIANA f/k/a SUNBURST BANK and SAMERA ABIDE 1 The annuities were created as part of a structured settlement in a personal injury case to compensate the debtors, who were the plaintiff’s lawyers. 2 ... Access Doc

Citicorp GUARANTEED INCOME PLAN - Citibank Australia
Citicorp GUARANTEED INCOME PLAN PRODUCT DISCLOSURE STATEMENT Prepared on: 15 October 2004 Issuer: Citicorp Life Insurance Limited annuities under the means tests by Centrelink and the Department of Veterans Affairs (DVA) for Social Security ... Read Document

Citigroup - R. Preston McAfee
Annuities, all under one umbrella. Citicorp and Travelers are now able to cross-sell to each other’s customers. While Citicorp has $800 million in new mortgage orientation each year, consumers are typically sent off to find the homeowners insurance required in the contract. ... Retrieve Full Source

UNITED STATES OF AMERICA BEFORE THE SECURITIES AND EXCHANGE ...
Annuities (“Fund BD III”), MetLife Insurance Company of CT Variable Annuity Separate Account 2002 (“Separate Account 2002”), (formerly First Citicorp Life Variable Annuity Separate Account) (“Separate Account I”), ... Return Document

U.S. BANCASSURANCE IN THE U.S. AND ABROAD MICHAEL D. WHITE ...
In keeping with this progressive trend, in December, the FRB approved Citicorp’s application to retain ownership of two state-chartered insurance subsidiaries in Arizona and to resume sales in annuities and mutual funds in its first 20 months. ... Retrieve Document

SECURITIES AND EXCHANGE COMMISSION Release No. IC-28190; File ...
Annuities (“Separate Account PF”), MetLife of CT Separate Account TM for Variable Annuities First Citicorp Life Variable Annuity Separate Account) (“Separate Account I”), Metropolitan . 2. ... View Doc

Citicorp Guaranteed Income Plan - Citibank Australia
HOW ARE CITICORP LIFE ANNUITIES INVESTED? Citicorp Life is among the largest annuity providers in Australia. Citicorp Life had market share of 11.6% of all new annuity premiums sold in 2002. Market Share Annuity premium business written for the 12 months to December 2002 (mil. ... Read Document

Japan’s Shrinking Insurance Sector 2001-2011: How The Many ...
CitiCorp to sell annuities July 2002 merge October 2005 becomes Mitsui Sumitomo MetLife on change of joint venture partner April 2011 changes to Mitsui Sumitomo Primary Life on buyout of MetLife’s shares. Company and joins MS&AD ... Get Doc

18414 Federal Register /Vol. 71, No. 69/Tuesday, April 11 ...
Annuities (‘‘Fund BD III’’), TIC Variable Annuity Separate Account 2002 (‘‘Separate Account 2002’’), The Citicorp Life Insurance Company (‘‘Citicorp Life’’), Citicorp Life Variable Annuity Separate Account ... Visit Document

NASD OFFICE OF HEARING OFFICERS - FINRA - Home Page
Citicorp accepted their story as true and fined Callava $500 for having violated its policies regarding the sale of offshore products.25 Later, Citicorp spoke to ADS who informed Citicorp that in fact he had signed the ... Return Doc

SECURITIES AND EXCHANGE COMMISSION
Annuities (“Separate Account PF”), MetLife of CT Separate Account TM for Variable Annuities (formerly First Citicorp Life Variable Annuity Separate Account) (“Separate Account I”), ... Content Retrieval

AXA Citicorp Financial Services Conference January 29, 2008 ...
Citicorp Financial Services Conference January 29, 2008 Christopher Condron, Chief Executive Officer – AXA Financial. Variable Annuities Variable Annuity Guaranteed Living and Death Benefits present a strong value proposition to consumers: ... View Document

STATEMENT OF MARK GREEN PUBLIC ADVOCATE FOR THE CITY OF NEW ...
Members of Citicorp-Travelers Watch will testify today and tomorrow on the threat understood that products such as mutual funds and annuities are uninsured. Consumer privacy The Consumer Electronic Payments Task Force, headed ... Access This Document

Citicorp Life Insurance Limited A.C.N. 004 274 882 Citicorp ...
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Third District Court Of Appeal
Citicorp Investment Services, Incorporated, a foreign corporation, and Luis Prieto, in his individual capacity, Appellants, vs. variable annuities,” the sale of the Sun Life fixed annuity initially purchased ... Fetch Content

Citicorp
Citicorp (Exact name of registrant as specified in its charter) Delaware (State or other jurisdiction of incorporation or organization) 06-1515595 (I.R.S. Employer includes Life Insurance and Annuities, Private Bank and Asset Management. ... Doc Viewer

Examination Report - Combined - First Citicorp Life Insurance ...
Citicorp Life Insurance Company, hereinafter referred to as the “Company” or “FCLIC,” at its home office located at 333 West 34th Street, New York, New York 10001. marketing its annuities and as of June 2003 the Company discontinued selling its annuity ... Doc Retrieval

Variable Annuities Ira

Frequently Asked Questions
Prospectuses for variable annuities issued by a MetLife insurance company, and for the investment portfolios offered thereunder, are available Roth IRA conversion contribution as a contribution to a traditional plan. The ... Read Here

RiverSource Retirement Advisor Variable Annuity
Variable annuities are subject to market risks, including the potential loss of principal invested. This information is authorized for use when preceded or accompanied by a current variable annuity prospectus that details 31056-IRA, 31058, 31059-SEP and 31060-IRA for ... View This Document

Variable annuities - Whole Life Insurance, Retirement And ...
Variable annuities have become a part of the retire-ment and investment plans of many Americans. Before you buy a variable annuity, you should a retirement plan or IRA (which would mean that you are not receiving any additional tax-deferral ... Read Here

Retirement Planning IRA Strategies Annuity Advisor John Kelly ...
Retirement planning IRA strategies Annuity Advisor John Kelly Oak Lawn Chicago Illinois The Hidden Expenses in Variable Annuities by FirstSeniorFinancial 63 views 3:38 Annuity Selling Tip #4 IRA Rollover Secret by annuitycom 953 views ... View Video

Required Minimum Distribution Authorization For variable ...
For variable annuities. from. Genworth Life and Annuity Insurance Company, 590 (IRA) and Publication 571 (TSA) offer additional information regarding the rules as they apply to your annuity contract. You may also want to consult your tax advisor. ... Retrieve Here

Pension IRA Rollover Strategy Annuity Agent Retirement ...
Pension IRA Rollover Strategy Annuity Agent Retirement Planner Paul Payne Valparaiso Indiana 10:11 3 Reasons To Avoid Variable Annuities by Brian Fricke 3,007 views 2:33 Adam Bold: Don't Buy Annuities! by mutualfundstore 18,761 views ... View Video

Say Goodbye To The 4% Rule
Can your nest egg last your whole lifetime? It's getting tougher to tell. Conventional wisdom says you can take 4% from your savings the first year of retirement, and then that amount plus more to account ... Read News

Variable Annuities - Investor.gov
Variable annuities with bonus credits may carry a downside, however—higher expenses that can outweigh the benefit of the bonus credit offered. Frequently, insurers will charge you for bonus credits in one plan or IRA (which would mean that you are not receiving ... Access Full Source

FORM Number 130957 Entitled Investment FORM Number 155112 ...
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ANNUITIES | VARIABLE Universal Annuity Advantage
MINIMUM PURCHASE PAYMENTS • Initial Purchase Payment–$1,000 (NQ and IRA); $20 (TSA) • Ongoing Purchase Payment–$100 per payment (NQ and IRA); ... Document Viewer

Paying For College: 529 Plans
You?ll be a winner if you find a cheap plan and get a state income tax deduction. ... Read News

The Great annuity Rip -off - Index Funds - DFA Advisors - DFA ...
Here it is: Sales of variable annuities went up 16% last year, to $85 billion. is like an IRA, except that there is no $2,000 limit on contributions. You can put in $1 million if you want. Leave the money in as long as you want. It compounds tax -deferred. ... Doc Retrieval

Merrill Lynch Investor Choice Annuity IRA Series
IRA Series A flexible premium variable annuity Transamerica Advisors Life Insurance Company of New York Contract Prospectus Variable annuities issued by: Transamerica Life Insurance Company, Cedar Rapids, IA, Transamerica Financial Life ... Visit Document

Jackson National Perspective II Variable Annuity Review - YouTube
10:11 3 Reasons To Avoid Variable Annuities by Brian Fricke 3,007 views 7:52 Should I Put My Investment In An IRA Or A Taxable Account? by RealizeRetirement 6 views 9:42 Variable Annuities or a Hybrid Annuity by Dick Van Dyke 34,742 views ... View Video

Understanding annuities
Variable annuities offer the flexibility of investing in one product with multiple investment options . should be used to fund an IRA or qualified plan to benefit from the annuity’s features other than tax deferral . ... Read Full Source

OUTGOING ROLLOVER/TRANSFER/EXCHANGE REQUEST FIXED/VARIABLE ...
FIXED/VARIABLE ANNUITIES Annuities ReliaStar Life Insurance Company (Home Office: Minneapolis, MN) TSA IRA Governmental 457(b) Roth IRA 401(k) SEP IRA HR-10 401 Roth 403(b) Other _____ F. IRA or Other Qualifi ed Account ... Fetch Doc

How Are Annuity Payments Taxed?
Uncle Sam's cut depends on the type of annuity as well as how and when you receive payments. ... Read News

Variable Annuities
Variable annuities are long-term, tax-deferred investment vehicles designed for retirement. or an IRA, the tax-deferral feature offers no additional value. As with any investment in securities, variable annuities are subject to investment risks, ... Access Document

Annuity Distributions
Elect to receive either a fixed amount for each payment period or a variable amount for each period. Annuities Unlimited agrees to pay John $800 a month for life. an individual retirement account he funded while previously self−employed. ... Visit Document

WITHDRAWAL REQUEST For Variable Annuities
For Non-Qualified and IRA contracts, we withhold a minimum federal amount of 10% and forward applicable taxes to the Internal Revenue Service (IRS) on your behalf, or you can elect to not have us withhold taxes. for Variable Annuities 04/12 [Surr/Schwd] ... Access Full Source

VARIABLE ANNUITY Product Facts
• Ongoing Purchase Payment–$100 per payment (NQ and IRA); We may terminate your contract if your account value is less than $2,000 and no purchase payments have been received in MetLife variable annuities have limitations.There is no guarantee that any of the variable ... Fetch Full Source

VARIABLE ANNUITIES
ANNUITIES Variable annuities have become part of the retirement and investment plans of many Americans. Before you buy a variable annuity, you should know some of the basics - and be or IRA (which would mean that you are not receiving any ... View Document

Annuities - Welcome To FinancialCounsel.com Investor: Your ...
Variable annuities are typically more expensive than analogous mutual funds and their expenses are not easily understood. Management fees are assessed against the Within an IRA or other qualified account, the advantage of an annuity in ... Read Full Source

New York Life Variable Annuities
Variable annuities are long-term investment vehicles used for retirement savings. apply (the penalty tax is increased to 25% in the case of a distribution from a SIMPLE IRA within the first two years of your participation ... Read Content

There’s A New York Life Variable Annuity For Everyone
New York Life Variable Annuities Variable annuities are long-term investment vehicles used for retirement IRA policies can be funded with an initial premium payment of $1,200 plus $100 per month through automatic deductions from your bank account, ... Fetch This Document

Variable Annuities
Advantaged retirement plan (such as a 401(k) plan or IRA), you will get no additional tax advantage from the variable annuity. The tax rules that apply to variable annuities and other types of investments, such as mutual funds. 2. ... Get Content Here