Challenger Annuities Pds

Tackling The Retirement challenge
Challenger Life is the issuer of annuities under the Challenger Guaranteed Income Plan, Challenger Guaranteed Income Plan (Complying Annuity), in the Fund’s current product disclosure statement. 36 . Technical benefits of annuities ... Retrieve Here

Financial Services Guide Plan Grow Protect
Will be given what is referred to as a ‘Short Form PDS’ which provides information about the allocated pensions, term allocated pensions, annuities  Listed securities, managed investments, wrap, masterfund  Government  Challenger Income Plan  Tal Insurance (formerly ... Document Retrieval

Challenger Howard Wholesale Mortgage Fund
Product Disclosure Statement (PDS) Dated 30 November 2008 Challenger Howard Wholesale Mortgage Fund (ARSN 093 720 159) Responsible Entity and annuities. The Challenger Group offers signifi cant depth and breadth of investment ... Get Document

AXA Multi-manager Portfolios
Investment management firm with a focus on annuities. Investors decided that Challenger had been oversold. Challenger’s share price rose 24% over the quarter benefiting sector performance. (PDS) and should consult their financial adviser. ... Content Retrieval

NovaPort Wholesale Smaller Companies Fund
Fund Product Disclosure Statement for IDPS investors dated 23 December 2008 (PDS) issued by Challenger Managed Investments Limited (ABN 94 002 835 592, and annuities. The Challenger Group offers significant depth and breadth of investment ... Retrieve Full Source

Challenger Wholesale Investment Funds
Challenger Wholesale Investment Funds First Supplementary Product Disclosure Statement 5 Challenger Wholesale China Share Fund Challenger Wholesale Asian Share Fund and annuities. The Challenger Group offers significant depth and breadth of investment ... Fetch This Document

An Update From Challenger: Introducing Fidante Partners - MLC
To differentiate our boutique managed funds offering from our annuities offering. business remain the same and Challenger’s overall commitment to offering high quality investment products across our 8 page PDS form. ... Read More

Challenger Guaranteed Pension Fund (RCV0)
Product Disclosure Statement (PDS) Dated 27 April 2012 Challenger Guaranteed Pension Fund (ARSN 154 366 588) Responsible Entity The annuities Challenger Life issues are referable to its Statutory Fund No. 2 (Statutory Fund) which it ... Content Retrieval

ANZ OneAnswer Personal Super And ANZ OneAnswer Pension
On 31 May 2010, Challenger Financial services group Limited annuities in Australia and offers a range of listed and unlisted SuPPlEmENtAry PrOduCt diSClOSurE StAtEmENt NO. 1 ANd uPdAtE tO iNCOrPOrAtEd mAtEriAl | 12 APRIL 2010 ... Retrieve Document

PowerPoint Presentation
Offers of interests in the Challenger Guaranteed Income Plan are contained in the relevant current Product Disclosure Statement Challenger Life Overview Asset allocation Latest Product Development Why Challenger? Annuities continue to have a role in the provision of guaranteed income ... Get Doc

Challenger Guaranteed Annuity
Product Disclosure Statement (PDS) Dated 15 June 2010 Challenger Guaranteed Annuity (SPIN CHG0005AU) Issuer Challenger Life Company Limited (ABN 44 072 486 938) exemption on complying annuities The Challenger Guaranteed Annuity (Complying) is ... Read Full Source

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Challenger Capital Group Champaign Investment Co. Champion Capital Corp. Lake Mary Champion Securities Champlain Advisors Chanin Capital Channel Capital Growth Chapdelaine Corporate Securities Chardan Capital Markets Charles Cammack Associates ... View Doc

Challenger Guaranteed Income Plan
Product Disclosure Statement (PDS) Dated 15 June 2010 Challenger Guaranteed Income Plan (SPIN CHG0003AU) Issuer be complied with by Challenger Life, in order for the annuities provided under this Policy to qualify: • as an annuity; or ... Retrieve Doc

MLC Navigator Investment IAA
The IMCs a re an indication only, refer to the Product Disclosure Statement ('PDS') Fixed Interest: Annuities Challenger Gtd Income Fund 7.10 cents p.a. 30 June 2013 (MV$1) ¤ HOW0054AU $ % % % Challenger Guaranteed ... Fetch Here

Challenger Guaranteed Income Fund For IDPS Investors
Product Disclosure Statement Dated 19 October 2009 Challenger Guaranteed Income Fund (ARSN 139 607 122) Responsible Entity Challenger Managed Investments Limited support the annuities issued by Challenger Life to the Fund are insufficient to meet the ... Fetch Full Source

Asgard Super And Pension Account Annual Report
Term deposits and annuities are now available for you to invest in through your Asgard • Challenger Guaranteed Income Fund documents via the ‘PDS’ menu option on the Investor Online homepage. ... View Full Source

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Challenger Annuity Guide
Challenger annuities. It is provided for information purposes only and is not intended to be product disclosure statement (PDS) for the relevant annuity. Therefore, before deciding to invest in an annuity you should read the PDS ... Fetch Content

Challenger Lifetime Annuity Guaranteed Income Plan PDS
Product Disclosure Statement (PDS) Dated 20 August 2010 Challenger Guaranteed Income Plan (SPIN CHG0003AU) Issuer be complied with by Challenger Life, in order for the annuities provided under this Policy to qualify: • as an annuity; or ... Get Document

Thales and SC21 IAQG/SC21General Assembly Meeting, 22 October, York Purchasing Strategy – Supplier Base Purchasing Strategy – Supplier Base Purchasing Strategy – Supplier Base Purchasing Strategy – Supplier Base Purchasing Strategy – Supplier Base Purchasing Strategy – Supplier ... Get Document

Comminsure Guaranteed Annuities Pds

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Retrieve Content

Athe Financial Services We Offer. Financial Services Guide
Product Disclosure Statement but non-guaranteed subsidiary of the Commonwealth Bank of Australia, one of Australia’s largest financial services organisations. and annuities) • Margin loans • Retirement Savings Accounts ... Retrieve Content

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Access Document

BW Financial Advice Ltd Financial Services Guide
PRODUCT DISCLOSURE STATEMENT If a particular financial product is recommended to you (other but non-guaranteed subsidiary of the Commonwealth Bank of Australia, as CommInsure • Colonial First State Investments Limited ... Retrieve Content

FINANCIAL SERVICES GUIDE
Product Disclosure Statement but non-guaranteed subsidiary of the Commonwealth Bank of Australia, one of Australia’s largest financial services organisations. (CMLA) trading as CommInsure  Colonial First State Investments Limited ... Doc Viewer

CommInsure Guide To Guaranteed Annuities
Well as Guaranteed Annuities, CommInsure offers a wide range of other insurance solutions to help with your insurance needs. 8. The Guaranteed Annuities Product Disclosure Statement (PDS) describing these products is available from comminsure.com.au. ... Return Document

FINANCIAL SERVICES GUIDE
Product Disclosure Statement Financial Wisdom is a wholly owned, but non-guaranteed Australia’s largest financial services organisations. Financial Wisdom has associations with the following and annuities) • Margin loans ... View Doc

CommInsure Lifestream Guaranteed Annuities PDS
Product Disclosure Statement (PDS) Preparation date: 2 October 2008 Issue date: 20 October 2008. Guaranteed Annuities . Lifestream Guaranteed Income. CommInsure Guaranteed Annuities PO Box 320 Silverwater NSW 2128. 22. Identification and Verification form. ... Access Content

Wealth Plus Solutions Pty Ltd Financial
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Document Viewer

Guaranteed Annuities
Product Disclosure Statement (PDS) Preparation date: 2 October 2008 Issue date: 20 October 2008 Guaranteed Annuities Guaranteed Index Tracked Annuity . The issue of this Product Disclosure Statement These payments are guaranteed by CommInsure. ... Return Doc

2008 Er - Riskinfo » Riskinfo Is A Free Information Service ...
Product Disclosure Statement (PDS) Preparation date: 20 September 2007 Guaranteed Annuities do not guarantee or in any way stand behind CommInsure Guaranteed Annuities or the repayment of capital or interest by CMLA. CBAI0106_A 8 out of 9 ... Visit Document

1. Important Information
Product Disclosure Statement. Financial Wisdom is a wholly owned, but non-guaranteed subsidiary of the Commonwealth Bank of Australia, bonds and annuities over a 12 month period exceed the amounts withdrawn over the same period, ... Doc Retrieval

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Retrieve Document

FINANCIAL SERVICES GUIDE - Prestige Wealth Partners
Product Disclosure Statement but non-guaranteed subsidiary of the Commonwealth Bank of Australia, one of (CMLA) trading as CommInsure  Colonial First State Investments Limited  Commonwealth Securities Limited (CommSec) ... Get Document

WiseAdvice Financial Services Pty Ltd Financial
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Return Doc

FINANCIAL SERVICES GUIDE
Product Disclosure Statement but non-guaranteed subsidiary of the Commonwealth Bank of Australia, one of Australia’s largest financial services organisations. and annuities)  Margin loans  Retirement Savings Accounts ... Access Document

A Simple Guide To Guaranteed Annuities
You should consider the relevant PDS in deciding whether to acquire the product. This information is provided by CommInsure. We can be contacted by phone, our web site or you can write to us. As well as Guaranteed Annuities, CommInsure offers a wide ... Read Full Source

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than but non-guaranteed subsidiary of the Commonwealth Bank of Australia, trading as CommInsure ■Colonial First State Investments Limited ... Access Content

Comminsure Annuities Pds

WiseAdvice Financial Services Pty Ltd Financial
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited annuities) Retirement Savings Accounts. 3 ... Document Retrieval

Athe Financial Services We Offer. Financial Services Guide
Product Disclosure Statement (CMLA) trading as CommInsure • Colonial First State Investments Limited and annuities) • Margin loans • Retirement Savings Accounts If you have any further questions about obtaining personal ... Content Retrieval

FINANCIAL SERVICES GUIDE - Prestige Wealth Partners
Product Disclosure Statement (CMLA) trading as CommInsure  Colonial First State Investments Limited  Commonwealth Securities Limited (CommSec)  Superannuation - (eg rollovers, account based pensions and annuities)  Margin loans ... Access Document

BW Financial Advice Ltd Financial Services Guide
The PDS contains information as CommInsure • Colonial First State Investments Limited • Commonwealth Securities Limited (CommSec) • Avanteos Investments Limited and annuities) • Margin loans* • Retirement Savings Accounts. ... Access Doc

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited annuities) Margin loans Retirement Savings Accounts ... Retrieve Here

FINANCIAL SERVICES GUIDE
Product Disclosure Statement (CMLA) trading as CommInsure and annuities) • Margin loans • Retirement Savings Accounts If you have any further questions about obtaining personal financial advice, or the financial products Financial Wisdom ... Get Doc

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited annuities) Margin loans Retirement Savings Accounts ... Get Content Here

A Product Disclosure Statement Product Disclosure Statement (PDS) for CommInsure Car Insurance should be considered in making any decision about the product. The PDS can be downloaded annuities and investments. 2. How to Apply ... Fetch Doc

Employee Benefits Program - Terms And Conditions
A Product Disclosure Statement is available for this product and a copy can be obtained from any branch of the Bank or from www.commbank.com.au. (PDS) for CommInsure Car Insurance should be considered in making any decision about the product. annuities and investments. How to Apply. ... Visit Document

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited Superannuation - (eg rollovers, allocated pensions and annuities) Retirement Savings Accounts ... Access Doc

1. Important Information
Product Disclosure Statement. should the amount of new funds I place into the Colonial First State platforms/products and certain CommInsure investment products, bonds and annuities over a 12 month period exceed the amounts withdrawn over the same period, ... Read Full Source

Wealth Plus Solutions Pty Ltd Financial
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited annuities) Margin loans Retirement Savings Accounts ... View Doc

Financial Services Guide Plan Grow Protect
Will be given what is referred to as a ‘Short Form PDS’ which provides information about the allocated pensions, term allocated pensions, annuities  Listed securities, managed investments, wrap, masterfund  Comminsure  One Path In force premium (formerly ING)  One ... Access This Document

FINANCIAL SERVICES GUIDE
Product Disclosure Statement (CMLA) trading as CommInsure  Colonial First State Investments Limited  Commonwealth Securities Limited (CommSec) and annuities) Margin Loans  Retirement Savings Accounts How advice must be provided ... Get Doc

2008 Er - Riskinfo » Riskinfo Is A Free Information Service ...
CommInsure Guaranteed annuities continue to offer secure, regular income payments that are unaffected by movements in investment markets Product Disclosure Statement (PDS) Preparation date: 20 September 2007 Guaranteed Annuities ... Content Retrieval

FINANCIAL SERVICES GUIDE
Product Disclosure Statement (CMLA) trading as CommInsure  Colonial First State Investments Limited and annuities)  Margin loans  Retirement Savings Accounts If you have any further questions about obtaining personal ... Get Document

Services Guide
Product Disclosure Statement If a particular financial product is recommended to you (other than trading as CommInsure ■Colonial First State Investments Limited annuities) Retirement Savings Accounts Reverse Mortgages ... Doc Viewer

Annuities Au

Annuities
Example of annuities includes: regular payments into a savings account or superannuation fund, loan payments and periodic payments to a person from a retirement fund. An Ordinary annuity is an annuity where the regular payment is made at the ... Retrieve Full Source

Health Insurance - Wikipedia, The Free Encyclopedia
Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure ... Read Article

NEW ZEALAND - Patents - Schedule Of Charges
$NZ $AU $AU Applications 1 Filing non-convention Standard application 250.00 650.00 900.00 2 Filing PCT NZ National phase entry 250.00 550.00 800.00 Examination and Grant 3 Annuities 7 Annuities for maintaining Applications and Patents ... Read Content

Lifestream Guaranteed Income - Commonwealth Bank - Personal ...
Product Disclosure Statement (PDS) Preparation date: 18 March 2011 Guaranteed annuities Lifestream Guaranteed Income ... Fetch Full Source

AMP Deferred Annuities - Financial Planners Sydney Australia
AMP Deferred Annuities Application for Nomination and/or Removal of Beneficiary or Second Owner Owner’s Copy This section to be retained by the owner. ... Fetch Here

Allocation To Variable Annuities With Guaranteed Minimum ...
Australian retirees face the likelihood that they will live longer than they expect, which raises serious questions about the ability of their superannuation retirement income ... Return Document

Tax Shelter - Wikipedia, The Free Encyclopedia
Tax shelters are any method of reducing taxable income resulting in a reduction of the payments to tax collecting entities, including state and federal governments. ... Read Article

Even Better Rates For annuities
Alex Koodrin 8 April 2011 Even better rates for annuities Based on adviser and customer feedback, CommInsure has increased the rates on its Lifestream short term annuities. ... Fetch Full Source

Children And Saving - Teaching Children To Save - Kid Stuff
Annuities - Insurance; Business Banking; Blogs & Podcasts; Children and Saving; How to Bank; Scams | Security | Safety; Banking / Loans. About.com; Money; Banking / Loans; Children and Saving; Advertise on About.com; Our Story; News & Events; SiteMap; All Topics; Reprints; Help; ... Read Article

Challenger Lifetime Annuity Rates - Managed Fund Discounts ...
GPO Box 3698 www.challenger.com.au Sydney NSW 2001. Title: Challenger Lifetime Annuity Rates Author: Challenger Subject: Challenger Lifetime Annuities Annuity Rates offering a guaranteed Challenger, Lifetime, Annuity, Annuities, Rates, guaranteed, income, life Created Date: ... View Full Source

Lincoln Benefit Life -- Bob Jurgensmeier - YouTube
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DEPARTMENT OF ACTUARIAL STUDIES RESEARCH PAPER SERIES
DEPARTMENT OF ACTUARIAL STUDIES RESEARCH PAPER SERIES Increasing and Decreasing Annuities and Time Reversal by Jim Farmer Jim.Farmer@mq.edu.au Research Paper No. 2000/02 Division of Economic and Financial Studies ... Document Viewer

LIFE INSURANCE AND WEALTH MANAGEMENT PRACTICE COMMITTEE
LIFE INSURANCE AND WEALTH MANAGEMENT PRACTICE COMMITTEE Information Note: Variable Annuities Taskforce Reading List December 2009 1 Purpose The purpose of this Information Note is to provide members with a reference to reading ... Fetch Doc

Estate Tax In The United States - Wikipedia, The Free ...
The value of certain annuities; the value of certain jointly owned property, such as assets passing by operation of law or survivorship, i.e. joint tenants with rights of survivorship or tenants by the entirety, with special rules for assets owned jointly by spouses.; the ... Read Article

Understanding annuities Booklet - Home - Challenger
Understanding annuities Secure your future with a safe, reliable income stream ... Fetch Here

Annuity Values In Defined Contribution Retirement Systems ...
Annuity Values in Defined Contribution Retirement Systems: Australia and Singapore Compared July 2004 Abstract Annuities promise to play an increasingly important role in countries with national defined ... Fetch Full Source

Allianz Australia TV Commercial 2013 - Life Insurance - YouTube
Protect your family's future with Allianz. www.allianz.com.au/life-insurance/ Sign in . Upload. Search . Guide new. Popular on YouTube; Music; Sports; Gaming; Movies; TV Shows; News; 8:44 Types of Annuities by Bryan Binkholder 11,961 views ... View Video

A Guide To Immediate Annuities - Insurance Australia - CommInsure
1 What is an Immediate Annuity? An immediate Annuity is an investment product that allows you to use a lump sum to provide you with a regular, guaranteed ... Access Document

Delphine Croci, Abauvie Viager, au Salon Solulo 2012 - YouTube
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AUSTRALIA - Standard Patents - Schedule Of Charges
2 Filing PCT AU National phase entry 370.00 480.00 850.00 Examination 3 Requesting Examination 490.00 310.00 800.00 4 Annuities 8 Annuities for maintaining Applications and Patents Before end of 4th year 300.00 100.00 400.00 ... Document Viewer

Discussion Paper 01/08 - The University Of New South Wales
Australia’s disappearing market for life annuities Discussion Paper 01/08 Centre for Pensions and Superannuation ... Return Document

Regular Income And Capital Security For Life Flyer
Challenger lifetime annuities A Challenger lifetime annuity is a simple, secure and powerful way for you and your financial planner to create a retirement income that will last a lifetime. ... View Doc

Longevity Risk Management For Life And Variable Annuities ...
Variable Annuities: Effectiveness of Static Hedging using Longevity Bonds and Derivatives andrew.ngai@au.pwc.com Michael Sherris Australian School of Business University of New South Wales m.sherris@unsw.edu.au April 9, 2010 Abstract ... Return Document

The University Of New South Wales Australian School Of Business
Www.business.unsw.edu.au 7/04/2010 CRICOS Provider: 00098G The University of New South Wales Australian School of Business annuities include a substantial component of deferred annuities that are tax preferred ... View Full Source

Actual Cash Value - About Personal Insurance - Car Insurance ...
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Challenger Guaranteed Income Plan (Liquid Lifetime)
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