Jefferson Pilot Annuities

Insuring Lean Operations: How JPF Learned To Think Like A ...
Individual Annuities 16% Communication 9% Corporate and Other 6% JEFFERSON PILOT FINANCIAL (“JPF”) IS A LEADING U.S. COMPANY PRIMARILY FOCUSED ON LIFE INSURANCE. ... Get Doc

Jefferson Pilot – Life Insurance : 8928 ; AIG VALIC ; 1117 : 02921 ; 8473 : 1036; Life Insurance Company of the Southwest : 8446 ; 1180 ; ING Life Ins and Annuities Co. VT0664 . 8730 . Symetra Financial ; 1087 (Continued on next page) * Name Change . ... Read Full Source

Can Do For You! - CPS Insurance
Indexed Annuities are offered by Jefferson-Pilot Life Insurance Company, Greensboro, NC and may not be available in all state (may be referred to as “equity indexed annuities” in certain states). ANA-21 3/04 What an Indexed Annuity with a ... Get Document

MARKET CONDUCT EXAMINATION REPORT - Washington State Office ...
Jefferson Pilot Life was admitted to the State of Washington on October 6, 1970. JPL is authorized to sell Life, Disability, Variable Life, and Variable Annuities. As of December 31, 1996, the total premium volume was $4,412,111, and the Company had 238 active ... Content Retrieval

PRODUCER GUIDELINES - Annuity Advisors
The Jefferson Pilot OptiPoint annuities are not registered securities or stock market investments and do not directly participate in any stock or equity investments. The S & P 500® Index is a price index and does not reflect dividends paid on the ... Get Doc

Equity Indexed Annuities - Midwest Life Brokerage Associates
Equity Indexed Annuities Peter Buechler CLU Min Guar=100% of Prem @ 1.75% Jefferson-Pilot New Directions I-66 Year 1 Pol index date 1/15/04 index value = 1000 Pol index Anniv 1/15/05 index value = 1000 There has not been a decline in the index Monies allocated to this account earn 5.50 ... Read More

Paperless Options
American Legacy, Lincoln Financial, and Jefferson Pilot annuities let you pick what you want in the mail versus electronically. Once you set up an account, you have the choice to get your statements, trade confirmations, and prospectuses online. ... Retrieve Here

Equity Indexed Annuities - CPS Insurance
Equity Index Annuities Annuity Marketing CPS INSURANCE SERVICES Min Guar = 100% of prem at 1.50% (Jefferson Pilot Opti-Choice 7) Year 1 Pol index date 1/15/04 index value = 1000 Add close of index value for 2/15/04 + 3/15/04 + 4/15/04 ... Access This Document

Qualified Transfer Or Rollover Transmittal
FA-0028 Page 1 of 2 1/02 Rev J FINANCIAL EFFERSON PILOT Jefferson Pilot Financial Insurance Company (JPFIC) Jefferson-Pilot Life Insurance Company (JPL) ... Get Doc

ANNUITIES - Kentucky: Personnel Cabinet - Personnel Cabinet Home
ANNUITIES. 0001009 Citizens Security Life 01. 0001014 Commonwealth Life 01. 0001032 Jefferson-Pilot Life Ins. (Ky Central Life) 01. 0001035 Lincoln National Life 01 ... Fetch Content

¾ Jefferson Pilot – Eclipse 8 (1.5% market performance bonus) 5-7 Year Surrender Annuities: Please see the following products: 5 Year Surrender ¾ RBC Insurance – Index Master Dow 5 ¾ F&G – Index Rewards 5 ¾ ING – Market Smart 5 ¾ ... Read More

Examination Report - Market Conduct - Jefferson Pilot ...
JEFFERSON PILOT LIFEAMERICA INSURANCE COMPANY AS OF DECEMBER 31, 2001 DATE OF REPORT: MARCH 7, 2003 EXAMINER: VICTOR AGBU. TABLE OF CONTENTS The Company’s fixed annuities are marketed through banks and financial advisors in New York. 9 4. ... Access Content

Facts-At-A-Glance
(Jefferson-Pilot Life) reserves the right to limit additional premiums to $25,000 each policy year. Death Benefi t Please Note: Annuities marketed by or through a bank or other fi nancial institution are: Not a ... Access Doc

Immediate Annuities
The Jefferson Pilot Insured Income SPIA, Single Premium Immediate Annuity (Policy Form 94-512, or state vaiation) Immediate Annuities Products at a Glance Jefferson-Pilot Life Insurance Company Jefferson Pilot Insured Income SPIA Life Only ... Document Viewer

Voluntary Benefits - Life And Group Insurance, Annuities ...
Voluntary Dental Life Long-Term Disability Short-Term Disability Vision Voluntary P R O D U C T P O R T F O L I O is the name of Jefferson Pilot ... Retrieve Here

MARKET CONDUCT EXAMINATION REPORT OF THE LIFE AND HEALTH ...
JEFFERSON-PILOT LIFE INSURANCE COMPANY P.O. BOX 21008 Greensboro, NC 27420 NAIC Company Code 67865 REPORT NO. 5871-04 EXAMINATION PERIOD JANUARY 1 2001 - DECEMBER 31, 2003 And Annuities; Subtitle 10 Heath Insurance—General; ... Access Document

Fixed Indexed Annuity Approved/Exception List
Jefferson-Pilot All Fixed Indexed Annuities Lincoln Benefit Life All Fixed Indexed Annuities Life of the Southwest All Fixed Indexed Annuities except: o SecurePlus Platinum Midland National All Fixed Indexed Annuities except: o Legacy Bonus 11 o ... View This Document

The Lincoln National Life Insurance Company
LNC/Jefferson-Pilot merger, merged into and with Lincoln Life. As a result of Lincoln Life's merger with JPLife and JPFIC, and variable annuities. 4. The section entitled Financial Statements is replaced in its entirety with the following: ... Content Retrieval

Issued By Jefferson-Pilot Life Insurance Company 10 JPF OPTI ...
The Jefferson Pilot OptiPoint annuities are not registered securities or stock market investments and do not directly participate in any stock or equity investments. If you are considering placing an annuity in an IRA or other tax qualified plan, ... Access Document

Indexed Annuities Aviva

FIXED INDEXED ANNUITY - Annuity Agents Alliance - Annuity ...
Indexed annuities are not registered securities or stock market investments and do not directly participate in any stock or equity investments. ABOUT AVIVA American Investors Life Insurance Company is part of Aviva USA, one of the ... Access This Document

Optional Living Benefit Rider - CPS Insurance
Investors Life Fixed Indexed Deferred Annuity for Life annuities and cannot be elected without purchasing the annuity contract. Refer to the contract and Income Edge benefit disclosure for complete details. subsidiary of Aviva plc. ... Fetch Doc

Aviva For Life
The indexed annuities offered by Aviva Life Insurance Company are not registered securities or stock market investments and do not participate in any stock or equity investments. ... Get Content Here

Aviva - Lifetime Pay Plus Consumer Guide
LifetimePaySM Plus is offered with Aviva MultiChoice Fixed Indexed Annuities and cannot be elected without purchasing the annuity Contract. Please refer to the Contract and LifetimePaySM Plus disclosure for complete details. Minimum Issue Age 40 ... Visit Document

Indexed annuities' New Pals
Indexed annuities credit gains that are linked to the growth of an index, but clients don't fully capture that growth, as insurers place limits on customers' for Aviva — and to lower caps to contend with the reduced profitability of insurers' portfolios. ... Fetch Full Source

ATHENE HOLDING LTD. TO ACQUIRE AVIVA’S U.S. ANNUITY AND ...
AVIVA’S U.S. ANNUITY AND LIFE BUSINESS PEMBROKE, BERMUDA, Dec. 21, 2012 – Athene Holding Ltd., a Bermuda-based insurance second largest issuer of fixed indexed annuities in the United States. Aviva USA, to be renamed Athene USA, ... Visit Document

Aviva: Annuity Products
Annuities Needs Groups Target Markets Issue Ages Minimum Premium Surrender Charge-Free Withdrawal* Distinctions Additional Benefits Strategies Available** Aviva Progressive Aviva Elite Index Annuity (Fixed Indexed Annuity) ... Retrieve Content

MultiChoice Lifetime Solutions Annuity - Server Summary
Indexed annuity earns interest credits based partly on the upward movement Quick guide to benefits What Aviva’s annuities can do for you. This brochure is not valid unless accompanied by a product detail information sheet applicable to your contract. ... Fetch Here

Fixed indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Market Indices do not include dividends paid Aviva MultiChoiceSM Advantage Fixed Indexed Annuity [IA10I (09/09)] or state variation] ... Read More

If The Market Falls Again, Rest Easier Knowing Your ...
Find out which of Aviva’s fixed indexed annuities is right for you by calling your Aviva agent! This depiction is not intended to represent any specific product, but is merely to show how a fixed indexed annuity with annual reset works. ... Retrieve Document

Athene Holding Ltd. To Acquire Aviva’s U.S. Annuity And ...
Aviva plc’s U.S. annuity and life insurance operations, known as Aviva USA, which includes Aviva Life and Annuity Company, based in Iowa, of fixed indexed annuities in the United States. Based in West Des Moines, Iowa, ... Retrieve Doc

Authorization To Transfer Funds To An Aviva Annuity
If this transfer is associated with a fixed indexed annuity product offered by aviva life insurance company, please check the following box. ... Fetch Content

Are Bond Yields Awful? Are Investors Terrified Of Equities ...
Security Benefit sees indexed annuities, which it had never sold until last year, as its turnaround ticket. similar income rider for Aviva called the Balanced Index Lifetime Income Rider, or BALIR, which the Scottsdale, ... Get Document

Annuity Class Action Litigation—Trends And Strategies For ...
• On October 22, 2008, AmerUs Life Insurance Company (now Aviva) settled alle-gations that the company sold unsuitable long term deferred annuities to senior . 188 v Life, indexed annuities to seniors under circumstances in which other investments would have ... View Doc

Benefits Of Equity Indexed Annuities - Freedom Equity Group.com
Fixed Indexed Annuities can help you win the “financial tug of war!” “I want the & Poor’s” & “S&P500” are trademarks of The McGraw-Hill Companies, Inc. and have been licensed for use by Aviva Life and Annuity Company. 13458-2 020149 The Internal Revenue Code already ... Read More

Buyer’s Guide To: Fixed Deferred Fixed Fi Xed Deferred ...
Buyer’s Guide to: with Appendix for Equity-Indexed Annuities Fixed Fi xed Deferred Defer r ed AnnuitiesAnnui ti es Fixed Deferred Annuities National Association of Insurance Commissioners ... Retrieve Full Source

Variable Annuities Downside

AXA Equitable Deferred variable annuities At-a-glance
Variable Annuities: • Are Not a Deposit of Any Bank • Are Not FDIC Insured • Downside Protection of 10/20/30% depending on the index and duration selected2 • Equity and/or commodity exposure3 • Tax-deferred participation in the market ... Doc Viewer

Product Guide - IMG, MGA, Wholesaler - Independent Planners ...
Market risk found in variable annuities and stock market investments. Even the most risk-averse client can enjoy the potentially competitive interest rates offered by the SIA series. This is at the expense of providing less downside protection ... Retrieve Document

Annuities: Beyond The Sales Pitch - Glenn S. Daily - Fee-only ...
Summer 2005; Moshe A. Milevsky and Anna Abaimova, “Variable Payout Annuities with Downside Protection: How to Replace the Lost Longevity Insurance in DC Plans,” 2005 (www.ifid.ca); William Reichenstein, “Insured Investment Products: ... Fetch Content

Variable Annuities And Decomposition - Welcome To Q Group
The market of variable annuities has grown tremendously in recent years and has become a significant part of our capital markets. Hedging the Downside Risk – Re-insurance of the Guarantees. We have shown how one can determine the decomposition of the GMIB. ... Access Document

Say Goodbye To The 4% Rule
Can your nest egg last your whole lifetime? It's getting tougher to tell. Conventional wisdom says you can take 4% from your savings the first year of retirement, and then that amount plus more to account ... Read News

VARIABLE ANNUITIES
Variable annuities have become part of the retirement and investment plans of many Americans. There is a downside, however - higher expenses that can outweigh the benefit of the credit offered. Frequently, insurers will charge for your bonus credits in one or more of the following ways: ... Return Document

Variable Annuities - SIAS
Variable annuities (“VA”) have sold extensively in the United States and parts of Asia. the value placed by consumers on downside protection with the possibility of equity growth can be clearly seen. Variable annuities have started to appear in Europe. ... View Doc

The Great annuity Rip -off - Index Funds - DFA Advisors - DFA ...
The great annuity rip -off DO YOU WANT PROOF POSITIVE that investors are irrational? Here it is: Sales of variable annuities went up 16% last year, to $85 billion. ... View This Document

Life Insurance Variable Annuities SUITABILITY
Variable Annuities The variable annuity market has seen extensive growth in recent years, but these products are very complicated and Be sure to disclose the upside and the downside of prod-ucts. Tell them about possible bonus credits that can be ... Read More

The Modern Annuity - Prudential | Retirement, Life Insurance ...
The downside is that, over time, inflation may Variable annuities offered by Prudential Financial Companies are available at an annual cost of 0.65% to 1.65% for mortality, expense and administration fees, with an additional fee related to ... Retrieve Document

EVALUATING EQUITY INDEXED ANNUITIES - Financeware.com ...
The EIA, like the fixed and variable annuity, is an insurance contract between the cli- realize some upside potential not available in fixed annuities while retaining downside protection. It is central to the evaluation of the EIA to recognize that it is not intended ... Document Retrieval

variable annuity Series C
Variable Annuities: • Are Not a Deposit of Any Bank • Are Not FDIC Insured * You are protected from some downside risk; if the negative return is in excess of the Segment Buffer, there is a risk of loss of principal. ... Fetch Doc

Allocation To Variable Annuities With Guaranteed Minimum ...
The research paper Allocation to Variable Annuities with Guaranteed Minimum Withdrawal Benefit: The Australian Perspective, by Ibbotson Associates Australia and is subject to downside risk associated with underlying asset class volatility. The ... Fetch Here

Mark Cortazzo In The Market For Variable Annuities: An ...
Variable Annuities: An Advisor Focus Mark Cortazzo Senior Partner, MACRO Consulting Group Bruce Ferris Senior Vice President, downside risk protection and a lifetime income stream that you cannot outlive. Only a variable annuity can do ... Access Doc

Allocation To Deferred Variable Annuities With GMWB For Life
Market downside risk, and should the investor hold the contract for the rest of their life, the VA+GMWB should provide and variable annuities with guaranteed minimum withdrawal benefits for life creates a powerful retirement income solution that ... Document Viewer

Variable Annuities
Variable annuities and other types of investments, such as mutual funds. 2. Suitability: Make sure an annuity is something you can afford and is an ap- The downside, however, is higher expenses that can outweigh the benefit of the bonus credit offered. ... Document Viewer

WEDNESDAY, JULY 22, 2009 Long Derided, This Investment Now ...
Variable annuities have turned out to beasmart buy for many investors. Hereare some key considerations: The issuer is on the mutual funds with no downside protection,” says Mr. Hamlin. In scaling back the products, many insurers are reducing the ... Read Document

The Modern AnnuiTy - Prudential Annuities
The downside is that, over time, inflation may eat into the buying power of this Variable annuities offered by Prudential Financial companies are available at a total annual insurance cost of 0.55% to 1.85%, with an additional fee ... Get Content Here

Benefits Of Equity Indexed Annuities - Freedom Equity Group.com
Investments Mutual Funds Bonds Variable Annuities Stocks “I want the SAFETY of knowing my money is always protected from market downturns.” Savings participate in a portion of the gains of a market index without exposing your principal or credited interest to direct downside market risk. ... Content Retrieval